澳洲AFR:储备银行模型预测房市到2023年增长25%

在澳大利亚房产房屋






英文原文贴在下面,就不翻译了。

House prices will rise 25 per cent between now and the end of 2023, according to research that uses similar analysis to the Reserve Bank’s own scenario modelling.

Coolabah Capital Investments chief macro strategist Kieran Davies applied research developed by former RBA economists Peter Tulip and Trent Saunders to produce house price forecasts for the next few years.

The forecasts pencil in an increase of 8 per cent over 2021, with a range of 1 to 15 per cent for that year. They expect another 9 per cent increase in 2022, with a range of between 9 and 26 per cent. A final 8 per cent is predicted for 2023.

The total accumulative range of price growth over the next three years is between 14 and 36 per cent.

“This may seem a wide range, but is not surprising considering the volatility of house prices,” Mr Davies said.

Coolabah’s model is based on one of several of the RBA’s house price models. A central bank spokesman said the one used was derived from one in a 2019 discussion paper.

“This is simply one model and one source of information among many others that the bank refers to in the course of understanding housing market conditions,” the RBA spokesman said. “It should not be construed as representing the RBA’s forecasts.”

So far, prices have surged 5.8 per cent in three months. National house prices jumped 2.8 per cent in March – the fastest rate of growth in 32 years.

Mr Davies’ model incorporates feedback between housing construction, rents, vacancies and prices. It also incorporates risks around population and macroprudential regulation.

“The model’s predictions could be challenged by the uniqueness of the pandemic, where the working-age population has stalled for the first time in over a century given the closure of Australia’s border,” Mr Davies said.

“This is a massive change from the estimation period for the housing model, which spans from the 1980s to now.

“Another risk is that banks reduce lending standards as the housing market strengthens, which would trigger a regulatory response.

“However, while the Council of Financial Regulators is closely monitoring the housing market, the RBA has indicated that lending standards remain conservative, while credit spreads on riskier mortgages remain unchanged.”

With these risks and a similar approach to house price forecasts, Mr Davies expects the RBA will think the same but that it should not be concerned.

Risks remain

“Our expectation is that the RBA would anticipate much the same 25 per cent gain over the next few years given it is also likely to use the same model.

“Although the RBA has been clear in its forward guidance that policy will remain accommodative for several years until it meets its economic goals, there is some risk that monetary policy is tightened sooner than expected, which is a tension evident in recent market pricing of rate rises starting next year.

“The RBA should take comfort from rising house prices because higher asset prices are a key part of the transmission mechanism of both conventional and unconventional monetary policy.”

Coolabah’s forecasts also cover prices for newly built property. There they expect gains to be more front-loaded, with a forecast increase of about 17 per cent over the course of 2021, roughly 5 per cent over 2022, and about 2 per cent over 2023.

However, the outlook for rents is not optimistic.

Rents are expected to decline by about 1 per cent over 2021 and the same again in 2022 as the vacancy rate remains relatively high, peaking at 3.8 per cent given the weakness in the working-age population.

Rents are then expected to fall 0.5 per cent over 2023 before broadly stabilising over the following year.

评论
我希望它一直降,降到我固定利率后就开始升
想的美

评论

专家的话反着听就好了。。。。。


标题翻译不对,文中说了这是一个模型, 不能作为RBA 的预测


This is simply one model and one source of information among many others that the bank refers to in the course of understanding housing market conditions,” the RBA spokesman said. “It should not be construed as representing the RBA’s forecasts


2008年的金融危机推倒多少模型, 数据模型好像在房产行业不那么准确。

评论
这种预测,最多三个月有效,看看他们不久前是怎么预测未来房市的跌势就清楚了。



评论
如果租金不能跟上房价的上涨幅度,这种上涨是不可持续的

评论
在今天这个疯狂印钱的世道,还要跟大势反着干,看不懂是什么心态。要是真的觉得专家都是错的,现在就可以卖房了

评论

原文标题截图我贴上面了,你来翻译翻译怎么才是对的

评论
有种东西叫割韭菜,看看美股的SPAC就知道了。

评论

最近10年都没跟上过,原因是工资增长缓慢

评论

租金只是疫情期间掉了,之前一直同步甚至超过房价上涨幅度的。而且,租金跟工资增长幅度关系不大,跟供需关系大。只有国境开放,留学生和游客进入,才能真正保房价和租金,否则现在的房价不可持续,短期拉高是因为有后市期盼,而那个期盼就是疫情结束。

评论
不算很高,比较可靠的吧

评论
经济学家都是放屁,有本事你去年年底做这个模型预测房价涨啊,那是你牛,如果经济能用模型来预测那每个人都是千万富翁

评论
听听也就行了,我没见过哪个模型能预测房市的起伏动荡的,都是马后炮。

评论
官方预测,抱着吃瓜的心态看看就好

评论
官方预测,抱着吃瓜的心态看看就好

评论
宁可信其有不可信其无,跌了以后还有机会涨,如果涨了又没买可能永远都买不上了

评论
房价还要涨。

评论
2023年只有25%的话,潜台词就是RBA或者政府不会打压房价,因为涨幅在预期控制范围内

评论
如果2023年前疫情还不结束,那这两年的存款基本会投入到房地产。周边很多鬼佬以前到处旅游不存钱,这两年疫情一下子就能存个首付,反正也没处花,就买个房。
澳洲中文论坛热点
悉尼部份城铁将封闭一年,华人区受影响!只能乘巴士(组图)
据《逐日电讯报》报导,从明年年中开始,因为从Bankstown和Sydenham的城铁将因Metro South West革新名目而
联邦政客们具有多少房产?
据本月早些时分报导,绿党副首领、参议员Mehreen Faruqi已获准在Port Macquarie联系其房产并建造三栋投资联

过户律师,悉尼,买房卖房合同,看合同,conveyancer,律师,房产过户

房产房屋

建筑商的小时费率?

澳大利亚O.P. 如果您想要进行装修,并且找到了愿意开始装修的建筑商,那么今天公平合理的价格是多少?我想要一个可以和我一起工作并能做我自己能做的事情的人。 我什至还没有和任何人说 ...

房产房屋

租赁中没有热水

澳大利亚O.P. 我租在一栋公寓楼里。昨晚喝的是温水,今天根本没有热水。有很多水,但无论我把水龙头开多少热,我得到的都是冷的(而且一直都是这样)由于怀疑煤气泄漏,他们在周五派了一 ...

房产房屋

同一院落内住宅+联排别墅的建议

澳大利亚O.P.此帖子已编辑 hi专家, 我的兄弟姐妹计划向属性提供报价 https://www.realesta te.com.au/property-- House-Vic-Glen+Waverley-146614644 他的计划是出租其中一间“联排别墅”并留在主要财产中。我不 ...

房产房屋

出租一个单位

澳大利亚O.P. hi。 我正在考虑成为昆士兰州3卧室单位的房东。 我在28。5年内欠了227000美元。 我最好还是只有利息贷款? (这似乎是奇怪的,因为P&I会还清财产。但这是建议的。) 是管理财产 ...

房产房屋

与多纳之家一起建设?

澳大利亚O.P. 大家好, 我正在寻找对建筑商 Dona Homes 有经验的人。我目前正在考虑众多建筑商的平面图和立面。我能找到的只有两个人,他们实际上是与 Dona Homes(维多利亚州梅尔顿的精品建筑商 ...

房产房屋

新南威尔士州当地土地服务

澳大利亚O.P. 我最近买了一些土地(18 公顷)。我现在收到支付与上述相关的年费(LLS 费率)的通知。这是市政费之外的费用。他们是一个州政府部门,通过提供有关牲畜或农作物的建议来帮助 ...

房产房屋

我应该用什么?

澳大利亚O.P. 嗨,大家好, 新年快乐! 只是想听听您对此的看法。 我应该用什么才能把这些东西从墨尔本中央商务区搬到东郊的一所房子(30公里外) ? https://ibb.co/r2sg2S0 所有都是来自亚马逊的 ...

房产房屋

艾兹的房子

澳大利亚O.P. 嗨, 您估计艾尔德斯这套房子的市场价格是多少? https://www.realestate .com.au/property-house-nsw-a irds-146863280?sourcePage=re a%3Abuy%3Asrp-map&sourceElement=listing-tile 我对该地区不熟悉,也不知道想要 ...

房产房屋

调整买卖结算日期

澳大利亚O.P. 让我描述一个假设的场景。 我已经卖掉了我的房子,并有很长一段时间(例如 60 天的结算),以便有时间购买新房子。 假设新的拍卖品即将拍卖,而我是中标者。 由于是拍卖,我 ...

房产房屋

3x 栅栏需要与 3 个不同的邻居一起修理

澳大利亚O.P.这篇文章已编辑 大家好, 需要有关如何处理与 3 个独立邻居的 3 个状况不佳的栅栏的建议。 我有一处房产,目前正在处理中出租了。为了我自己的隐私,我希望有一天能进行以下维 ...

房产房屋

租金参考

澳大利亚O.P. 我的儿子(25 岁)一直和我们住在一起,直到他最近想搬出去。 他从 realestate.com.au 创建了一个帐户,并向我发送了一条租赁参考请求的短信。点击该链接,需要回答一些有关他在我 ...

房产房屋

给新建筑商的建议

澳大利亚O.P. 给新南威尔士州首次建筑商的建议 嗨, 我没有建筑经验,但有一些时间,一直想尝试一下。 我想在我的后院建造一栋建筑用于 Airbnb 用途。面积为 3x6 米,设有小厨房、工作室和浴 ...

房产房屋

房东要求租户支付修电梯费用

澳大利亚O.P. 大家好, 我是一栋 10 层大楼的租户,里面住满了不同的租户。这里的电梯已经闪烁了一段时间,其中一部电梯(有两部)现在完全停止工作了。我们的大楼经理最近给我们发电子邮 ...

房产房屋

您的构建中最长的阶段/延迟是多少?

澳大利亚O.P. 大家好, 在尝试在南澳开始建造房屋的三年噩梦之后,2024 年中期事情开始协调一致,我终于在年底获得了正式批准. 建筑商告诉我圣诞节期间(11​​ 月中旬)不会有任何活动,然 ...

房产房屋

联系建筑师或建筑商了解内部装修?

澳大利亚O.P.这篇文章已编辑 大家好, 我有一个 6 间卧室、2 个起居区、1 个厨房、4 个浴室的房产,我目前没有居住在其中(目前已租用,可能会在接下来的 1 年中使用) -2 年) 最终希望与 1) ...

房产房屋

车位与分区规划不符

澳大利亚O.P. 我在维多利亚,住在一栋建于 2000 年代初期的建筑中。 情况是,大多数(约 75%)的标记停车位都位于停车场层建筑,与细分规划不符。这种情况似乎自建筑竣工以来就一直存在,即 ...