请问有用过bankwest 银行贷款的吗, 目前利率是多少PI fix 的?
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看你是投资还是自住,自住的话,PI固定2年是3.94%,固定三年是3.78%。
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如果是投资呢
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很拽的银行,投资根本没啥兴趣跟你谈利息。
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PI 4.24, IO 5.14
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我的自住IO 3.96%
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一般银行三个月流水 应该就可以了,前几天有人 发帖说用他家 三个月流水不够 还要多加几个月好像。
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用bankwest还是选择3年intro自住房浮动产品3.72%,这个是他们家比较低的。如果是自住房50万左右,大概就3.85%带offset有年费的。
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Latest news for BankWest, which is cutting down IO rates for new customers.
Bankwest, a subsidiary of Commonwealth Bank of Australia, is cutting rates for new interest-only property investors but will next month increase interest-only rates for existing investors.
Rates are falling by up to 30 basis points for new investors in September and rising 35 basis points for current interest-only occupier borrowers in October.
"These changes (in September) are separate to our previously announced pricing and product changes, including those that apply from October," a bank spokesman said about the potentially confusing round of rate rises and cuts.
The Perth-based lender cut variable interest rates for new interest-only investment loans by up to 30 basis points on September 1.
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大于4吧
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已经是bankers客户2年了,请问改成PI 固定+ 浮动 分别可以给到多少?
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我的p&I 自住4.12
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我也是他家的, 自住PI是个什么complete home package,也不知道是个啥利率。 投资去年IO 订了个3年的4.29 。 到期估计就要换银行啦。
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