https://www.afr.com/chanticleer/ ... aps-20201120-p56ghi
https://www.afr.com/policy/econo ... one-20201120-p56gff
The Morrison government will use evidence from the latest retirement income report to help retirees unlock equity from the family home and possibly allow first-time home buyers to tap their super early.
A growing group of Liberal MPs have already asserted that home ownership should be a cornerstone principle of the retirement system.
One of the main reasons older Australians do not draw on the wealth in their home is that it is too expensive. Nicolas Walker
Treasurer Josh Frydenberg cited the retirement income report's emphasis on home ownership as a key foundation for a healthy retirement system.
"The report points out how important home ownership is to people's security in retirement. It points out that around 76 per cent of people over the age of 65 own their own home and that as a consequence, this allows them to have more discretionary income and it also provides an opportunity for them to draw down on the equity in their home in retirement."
The report noted that "using superannuation assets more efficiently and accessing equity in the home can significantly boost retirement incomes without the need for additional contributions".
Mr Frydenberg said: "Accessing small amounts of equity in your home can allow retirees to amp up their retirement income at a time when it suits them and amp it back down when they have more available money."
HomeSafe Wealth Release, which deals in products similar to reverse mortgages, said the report's findings were encouraging.
Chief operating officer Dianne Shepherd said accessing the equity built up in the home made sound financial sense.
"Government has an unprecedented opportunity to facilitate greater efficiencies in the equity release market, not only for the benefit of individuals but also the wider economy," Ms Shepherd said.
评论
只生一个好，政府来养老。
发达国家好，卖房来养老。
评论
有才。
所以说这个世界上。不要指望任何国家给你养老。最终都要靠自己。
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