St George/BoM/BSA has announced reductions to some of their headline rates (effective 24 August, 2021)!
They are now offering rates as low as:
* 1.79% pa // 3.35% CPR (OOPI, Advantage Package, 2 years Fixed, <60% LVR).
* 2.24% pa // 2.26% CPR (OOPI, Basic Variable, <60% LVR).
* 2.59% pa // 2.61% CPR (INVPI, Basic Variable, <60% LVR).
- Add 0.05% to any of these offers for <80% LVR.
This is available with St George's $3k cashback offer for refinances of above $250k lending and below 90% LVR!
Full details of most competitive offers below (note that all quoted rates are for <60% LVR - add 0.05% for <80% LVR):
Owner Occupied P&I:
2 Year Fixed (Advantage Package) = 1.79% pa (3.35% CPR)
Basic Variable = 2.24% pa (2.26% CPR)
Investment P&I:
2 Year Fixed (Advantage Package) = 2.19% pa (3.84% CPR)
Basic Variable = 2.54% pa (2.56% CPR)
Investment IO:
2 Year Fixed (Advantage Package) = 2.39% pa (4.11% CPR)
Basic Variable = 2.99% pa (3.01% CPR)
Standard Fees:
Upfront = $100
Ongoing = $395 (Advantage Package) / Nil (Basic Home Loan)
New Refinance Bonus Terms and Conditions:
- To be eligible for the $3,000 Cashback, customers need to be refinancing a minimum existing loan of $250,000 and up to 90% loan-to-value ratio.
- Maximum of one $3,000 cashback payment per customer regardless of the number of applications, properties or loans involved per 12 month period. For joint applications, only one cashback payment will be paid to the primary applicant.
- Applications must be submitted between 1 July 2021 and 31 August 2021 and must settle by 30 November 2021.
- The cashback will be paid into a transaction account held with the lender within 60 days of settlement. This account must be in the same name as the home loan account and linked to the home loan at settlement.
- St George/BoM/BSA = Available for applications on the Advantage Package ($395 pa) or on Basic Home Loans.
- Westpac = Available for applications on the Premier Advantage Package ($395 pa) or Flexi First Option home loans.
- Offer not available for Portfolio Loans/Equity Access Loans, Owner Occupier Interest Only loans, residential lending originated under family or company trusts, refinances of home loans within the Westpac Group which include Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
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房价要涨！！
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房子卖早了呀
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澳币又要软了
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把前两个月涨的， 又还回去了
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银行家的嗅觉闻到什么了
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注意 要小于 60% LVR，这个真蛋疼
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澳洲对疫情躺平之后估计要更低
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不是周二才开会吗？
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