Competition in the home loans sector continues to heat up, with Bank of Us becoming the first financial institution in Australia to offer a fixed-rate home loan below 2 per cent.
On Monday the Tasmanian mutual dropped its “Flexi Discount” home loan rate to 1.99 per cent for one to three years for owner-occupiers in the state, paying principal and interest, who had a deposit of 10 per cent or more.
The record low rate comes three months after the RBA cut the cash rate to 0.25 per cent and implemented a quantitative easing policy in response to the coronavirus pandemic, lowering costs in the wholesale debt market.
Research director at Rate City Sally Tindall said the new sub-2 per cent rate “was the start of a new era for home loans in Australia.
‘This is game on for homeowners looking to fix’
“From tomorrow, the average Australian who lives in their own home can apply for a mortgage rate that starts with a one,” she said.
“This is game on for homeowners looking to fix. We expect more low-cost lenders to follow suit with rates under 2 per cent.
“At this stage, the big four banks are unlikely to chase them down, but if they start losing customers to the smaller lenders, they might be forced to cut fixed rates again.
“Even a year ago, nobody expected rates would fall this low. But these are extraordinary times and lenders are responding with extraordinary rates.”
https://www.theaustralian.com.au ... 851a3921d0c088a7525
https://bankofus.com.au/
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空军风中凌乱了。。
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啥意思？上床睡觉了
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塔洲银行?
可以
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还是固定早了啊
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嗯，相当便宜了，现在一年期BBSW 0.15， 三年期BBSW 0.24%。
Bank of us真是超级厚道，只要$10月费，固定利率竟然还可以无限多还Unlimited extra repayments。
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Inthestate
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请问这个银行是实体银行还是网上的贷款机构啊？
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for owner-occupiers in the state
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又是一些小银行。有没有风险？
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四大能跟进吗
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估计贷款条件很苛刻，不止是收入，近新的公寓估计也不给贷款
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应该比较严
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小银行不敢入
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