今天报纸上看到的:
Lenders are stepping up their efforts to encourage buyers back into the market and demonstrate their commitment to the mortgage broker network, which accounts for about 59 per cent of sales.
NAB and Suncorp are both launching marketing campaigns intended to strengthen their links to brokers following the Hayne commission controversy about broker commissions and client responsibility.
In addition, lenders are improving their offers for new borrowers that meet strict lending criteria.
For example, boutique Granite Home Loans is offering a 100 per cent loan to university educated professionals employed in the same industry for three years. The maximum loan value is $1 million, the initial interest rate is 6.5 per cent and there is a $3500 establishment fee and no annual fee.
NAB is offering a discounted 3.79 per cent rate for borrowers with a deposit of 20 percent or more,and 3.99 percent for a deposit of less than 20 percent.It is also offering several fixed rate deals for new owner occupier and residential investment borrowers.
Virgin Money, the popular niche lender owned by Bank of Queensland that recently raised some rates by 20 basis points, is doubling Velocity Points for borrowers with a deposit of at least 10 per cent. They will receive 2000 points for every $10,000 drawn at settlement.
Other lenders to cut rates for new borrowers include Citi, AMP Bank and Teachers Mutual Bank.
https://www.granitehomeloans.com.au/about-us/
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还有一篇文章
Lenders cut rates and boost terms to test property bounce
https://www.afr.com/real-estate/ ... nce-20190310-h1c7ht
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都是针对自住接盘侠的吧
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还是有用的吧。
没有100%贷款,很多人本来看到割肉盘也因为没有首付接不了。
这起码有了机会,而且凑够首付可以转贷拿更低利率么。
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这些割肉盘无非就是3年前左右的价格,接盘侠们如果买得起3年前早就买了
当然有用也只是少数人有用
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对于本地收入稳定职业和首套贷款来说,银行肯定要给优惠的,不奇怪。
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报?
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难道不是市场不好才需要100%贷款鼓励大家买吗
比如中国一线城市非首套房那首付多高啊
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不是的。
房价下跌的时候没人敢贷100%的。
抵押物一直跌价,你贷出去钱不怕吗?
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现在就是下跌的时候啊
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对啊。
下跌时又看见敢死队才感到惊讶嘛。
房市热火朝天的时候105%贷款的都有大把可以选。
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你说下跌是没有人100%,所以对市场没有任何效应,不知道怎么得出回暖的结论
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现在不是都有无人机监控什么的么 室内种大麻行不通了
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对收入不错,但是没有首付的人有利。
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认识一对LOCAL夫妻,俩人每年收入25万以上,没有积蓄。
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首次置业买套公寓,比付租金强。
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不会有100%贷款的吧,95%听说过
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他的意思就是银行看好后市,才敢给100%贷款
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有积蓄难,没有真的很简单
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不要混淆 广告语 和 业界实际操作的区别。
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不是应该推出国内那样的首付贷,这样才能刺激楼市呀
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家庭收入50万
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这收入,没有积蓄,好奇50万家庭收入可以怎么花?
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假如有无人机在我后院上空的话 我可不可以把他给搞下来?
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真不知道哈哈
我知道好像有些地方无人机是禁飞的,不知道zf的怎么搞
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