是tenents in common一个99%一个1%呢,还是完全放在一个人名下比较好呢?
谢谢
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I WOULD SAY
IF CAPITAL GAIN IS BIG IN FUTURE, I WILL PUT LOWER INCOME EARNER 99%
IF JUST WANT TO MORE REFUND THEN PUT HIGHER INCOME EARNER.
AS HARD TO KNOW IN FUTURE
I JUST SHARE 50% EACH TO BALANCE ALL FACTORS
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Assume 这种情况,前面几年现金流是负的,过几年变成正的。哪种title比较好,在现金流负转正时不需要更改title或更改的手续最少花费最省
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I PERSONALLY WILL PUT MORE IN LOWER INCOME EARNER
REAL DEPENDS WHAT DO YOU THINK IN FUTURE PERSONALLY
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如果完全从税务角度考虑的话, 可以在房子产生负现金流的时候放高收入的一方, 房子在产生正现金流的时候可以转到低收入的一方。 这个做法需要考虑印花税(stamp duty)。 如果在VIC的话,夫妻之间是免印花税的。
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IN VIC, STAMP DUTY CAN EXEMPT BETWEEN HUSBAND AND WIFE TRANSFER
BUT ONLY FOR MAIN RESIDENCE, NOT FOR INVESTMENT PROPERTY
ALSO, CGT WILL HAPPEN FOR INVESTMENT PROPERTY TRANSFER
43. Marriage and domestic relationships* * * *
*(3) No duty is chargeable under this Chapter in respect of a transfer ofdutiable property from one person to another person, or from two people to oneof them, or from one person to themselves and another person if-
(a) the people are spouses or domestic partners of each other; and
(b) no other person takes or is entitled to take an interest in the property under the transfer.
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No duty is payable on transfers between spouse in Victoria what so ever .
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这样前几年的负扣税不就拿不到了?
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谢谢楼上的回复,我在新州
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非常感谢:)
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