Super co-contribution
Super co-contribution help eligible people boost their retirement savings.
If you're a low- or middle-income earner and make personal (after-tax) contributions to your super fund, the government also makes a contribution (called a co-contribution) up to a maximum amount of $500.
The amount of government co-contribution you receive depends on your income and how much you contribute.
When you lodge a tax return, we will work out if you're eligible. If the super fund has your tax file number (TFN) we will pay it to your super account automatically.
The way your co-contribution is calculated depends on the financial year in which you made your personal super contributions.
这是我在ATO上看到的,请问有谁知道?有没有人知道怎么操作?
我理解是中低收入,我给自己的super账户打入钱,政府可以辅助500刀,是这个意思吗?
评论
是的,收入低于一定程度,你自己要交personal contributions进去super,政府按照你工资比例会补贴进去。
评论
是不是,我自己现在往我的super账户里存钱就可以了,还需要我自己做些什么吗?
评论
现在存没什么意义, 一般应该在5月底6月中左右,计算出当年的收入,如果是低于政府可以补贴的收入,则可以考虑到底存进去多少。政府要求养老金公司在6月底之前收到,才可以在报税以后给予补贴,否则算下一个财政年度。
等明年吧,不过可以先连系你的养老金公司,拿到转账方法,到时就直接存就好了。
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