Have 200k as offset cash for the home loan A as 200k, even though this loan is initially setup as the owner occupied, but the initial intent of the 200k cash is for investment, have never paid any interests on this loan before. Now I plan to use this 200k to buy investment property (off the plan or the 20% deposit). Will the interests occurred now on home loan A Tax deductible?
I think it should as the purpose of the interests occurred is investment purpose, but the loan account name is not investment loan. Looking for expert's advice.
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anyone can advise on this? many thanks.
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waiting for expert's advice.
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你可以简单作法
把OFFSET钱放入LOAN账户
然后取出来去买投资房
或者拿现在房子抵押
直接100%贷款购买下个房子
看你贷款人怎么正确操作了
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