孩子6岁，以他的名字开了youth帐户存了一笔钱，跟据http://www.ato.gov.au/individual ... =/content/11900.htm，好象孩子的利息也要算我的，并且要申报。ATO规定，CHILDREN的收入少于416的话免税，如果利息少于416，是不是这部份利息是免税的呢？还是少于416的部份也是要算我的并且要申报？
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请问没有同学知道吗？
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ATO规定，CHILDREN的收入少于416的话免税---正确 。。。
如果利息少于416也是要算我的并且要申报。。。是的。。。
PS： child acc就是 银行 弄出来坑爹的 东西。。。有的取钱不是免费的。。
有的一旦取钱 。。高利息就没了。。开儿童账户的时候。。一定要看清条款。。
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可以用bankwest kids bonus saving account, 最多250一个月, 8% 管一年.之后取出来
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谁能支配这笔钱谁交税。只要你别动这笔钱，利息就不算在你名下，不用报。孩子未满18岁利息低于416就不用交税。
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学习了
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那我申报了，这笔利息是不是也需要交税啦？这样的话还谈得上什么免税啊？
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http://www.ato.gov.au/individual ... =/content/11900.htm
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In general, if...
a person, other than the account holder (child):
has provided the funds for the child's account, and
spends or uses the funds in the account as if they belonged to that person
then...
that person needs to declare the interest from that account in their own tax return.
Example 1
Wayne opens an account for his son by depositing $5,000. Wayne is signatory to the account because Jack is two years old.
Wayne makes regular deposits and withdrawals to pay for Jack's pre-school expenses.
Interest earned from that account is considered to be Wayne's.
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In general, if...
the funds in the account are made up of money received as birthday or Christmas presents, pocket-money, or savings from part-time earnings such as newspaper rounds, and
these funds are not used by any person other than the child
then...
the interest earned is the child's income.
Example 2
Shauna is aged 8 and has a savings account in her name.
Shauna's mother Jill is signatory to the account.
The funds (totalling $90) are birthday and Christmas presents from Shauna's relatives.
Interest earned from the account is considered to be Shauna's.
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.....
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好象明白了，先判断这钱是谁的，如果是孩子的才能享受416免税，如果是父母的正常交税。
不过这个判定标准倒是有点使人困惑。
[ 本帖最后由 jovial_chan 于 2012-7-5 13:36 编辑 ]
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