rt，谢谢
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给宝宝开银行帐号时, 要加一个监护人的名字, 利息算在监护人的收入里.
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谢谢楼上几位
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孩子的收入如果超过一定数额打税非常高。而且这个数额很低，才几百。
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即便family trust，如果利息reimburse到孩子，16岁一下超过$1666，就是 43.5%的rate
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Minors can receive $416 a year of this income tax-free but are then taxed at 66 per cent on any excess up to $1307. Once their income hits $1308, they're taxed at a flat 45 per cent on the entire amount.
But if the child is eligible for the $750 low-income tax offset that effectively increases the tax-free threshold from $416 to $1667
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