澳洲房贷杂志说银行九月加息后,12月可能会开始下一

在澳大利亚地产投资





The Reserve Bank of Australia has been holding the official interest rates at 1.5% for over two years now, but banks could not continue to keep their rates stable.

Industry watcher Susan Mitchell told Nestegg.com.au that with the US Federal Reserve's move to increase its interest rate benchmark and the prying eyes towards Australia's financial services, lenders might introduce another out-of-cycle rate hike.

Three of the biggest banks and other smaller loan providers already raised their mortgage rates in September, despite the central bank's cash rate hold.

“RBA board members would be keeping a watchful eye on the United States Federal Open Market Committee (FOMC), whose board made the decision to raise the benchmark federal funds rate to between 2 and 2.25 per cent in a bid to keep the US economy from overheating," Mitchell said, adding that this has been the first time the benchmark was raised above 2% since 2008.

For Mitchell, the Fed's move will impact the country's economy, particularly the export and trade sectors and the value of the Australian dollar. It will also increase wholesale funding costs.

"Rising wholesale funding costs have already resulted in Australian lenders raising the interest rates charged on their variable home loan products in recent months, and with the market predicting another rate rise from the Fed in December, Australian interest rates could rise further," she said.

With this, Mitchell said it is important for prospective buyers to ensure that they are financially-prepared.

"This, coupled with an increasingly complex loan application process, highlights the need for expert advice when applying for a home loan," she said.


https://www.yourmortgage.com.au/ ... -rate-hikes/255730/

U.S. mortgage rates may jump 10-15 bps - Freddie Mac economist

NEW YORK, Oct 4 (Reuters) - Borrowing costs on U.S. 30-year mortgages would increase 10 to 15 basis points by next week if benchmark 10-year Treasury yields were to stay near their seven-year peak, Freddie Mac’s chief economist Sam Khater said on Thursday.

U.S. bond yields jumped on Wednesday in the wake of stunningly strong data on private hiring and the service sector, together with hints from Federal Reserve officials that the central bank may raise interest rates for a fourth time this year in December. (Reporting by Richard Leong)

https://www.reuters.com/article/ ... omist-idUSL2N1WK0SX

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中美贸易战结束前,全球经济都是紧缩。所以今后2年,2020年前都是房市和股市萎靡不振的状态

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事实的节奏

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image.jpg

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现在都看不到多军来唱反调了,也实在是有点寂寞

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嗯,房价要涨

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房价要涨

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老大老二打架,旁观的小喽喽先死光光,最后才是老大老二光着膀子抡圆了上

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谢谢分享

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房价要涨

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最纠结的是首置业者。以为房价降了,穷人就会买房,这种人叫白痴。

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房价一定要涨

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涨呢?跌呢?买得起的还是会买,买不起的还是买不起

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房价一定要涨

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房价必须暴涨,继续暴涨!

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没买房的首次置业者,觉得一旦买了,房价就跌,还是不买了算了。

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哈 很困窘

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CBA 10月4日 IO涨了0.15%

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租房好。无忧无虑,才可心怀天下。

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自住是刚需,几十年的周期,看到好的就应该下手,跟找老婆一个道理,那么辛苦赚钱不就为了个安乐窝吗?涨息降息不用太理会,交房租当然不划算,虽然可以无忧无虑,心怀天下!:)

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不认同。

租房总是面临加租,忧虑更甚。


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