let's say A and B bought a property under both their name and have a loan with both their name in bank C. If A want to buy a new property alone and set up the loan with the same bank C, can the new loan under only A's name?
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Short answer: Yes.
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Yes.
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可以
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kanbudong ying wen.
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如果在同一个银行，那一般不可以，因为银行已经知道你们是已婚，做新贷款的时候还是要算上另外一方。
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可以，但A的borrowing power要够新房和第一个房贷款的100%commitment, 或夫妻B当guarantor
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IF you have joint loan account with your partner, your current joint commitment will be calculated as 100% yours, but the rental income for this house only counts 50% as yours.
You may not obtain enough fund from current bank.
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Yes and can only in A's name unless are married or defacto, given A can service the loan.
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of course
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