突然之间多了那么多老师，以前他们从不买投资房做负扣税的？
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同意
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不懂，啥意思
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不知所云
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不知道你想说啥？
没有了负扣税，投资房意义何在？结果应该是没人再愿意买投资房，房价下跌的吧。。。
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连接看不了。可以贴一下全文？
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我签名里边有怎样免费看afr
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Teachers Mutual Bank, Unibank stop lending to new property investors
"Despite the bank applying a number of pricing disincentives and micro-policy changes the investment home loan growth ...
"Despite the bank applying a number of pricing disincentives and micro-policy changes the investment home loan growth has not slowed in line with our expectations," Mr James said. Louise Kennerley
by Duncan Hughes
Teachers Mutual Bank and Unibank have applied the brakes on property investment to slow growth below APRA's 10 per cent speed limits.
The banks, which have more than $5.4 billion in assets and 175,000 members, are temporarily withdrawing from new investment lending to reduce annual growth from about 15 per cent.
"This decision is of our own volition after consultation with the Australian Prudential Regulation Authority. It will be reviewed on a weekly basis," said chief executive Steve James.
Mr James said its membership of school teachers and academics had been attracted to low rates despite the bank raising investment loan fees, lifting deposits and imposing stricter income tests.
For example, earlier this month it announced that investors needed minimum monthly surplus income of $1000 after deduction of all taxes, costs and expenses to qualify for a loan.
The surplus above "assessment repayment ability", which is the traditional benchmark for a borrowers' capacity to pay, applied to all investment loans, despite loan-to-value ratios of more than 80 per cent.
"Despite the bank applying a number of pricing disincentives and micro-policy changes the investment home loan growth has not slowed in line with our expectations," Mr James said.
"We will monitor our portfolio over coming weeks and announce as soon as we are ready to resume investment lending," he said.
Mr James expects borrowing volumes will drop quickly following the lending halt.
"In any other context, the strong demand for our investment loan products would be very pleasing. But we take our responsibilities to the regulator extremely seriously," he said.
Last July, AMP Bank imposed a temporary freeze on loans to investors because of concerns about breaching the 10 per cent limit.
Mr James said the decision had no impact on owner-occupied loans and all pipeline applications would be processed.
Big banks have also been toughening lending criteria, with measures including tougher examination of documentation, limits on the use of negative gearing and a clampdown on foreign buyers.
Earlier this week, Macquarie Bank announced it was toughening lending conditions for high rise and high density apartments in up to 120 postcodes around the nation.
AMP is also putting a lower cap on loans on some mining towns and suburbs on the outer fringe of capital cities.
http://www.afr.com/business/bank ... ors-20160525-gp37bd
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怎样免费看呀？
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还是没明白。 难道说工党上台后，取消负扣税，反而会刺激投资方上涨？
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如果2017 年7月之前买的没有Settle的楼花算买新房了么？还是要等SETTLE之后才能算？
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谢谢。
但是这样还是有一个问题。 如果负扣税只限制在新房，那岂不意味着现在的房子的负扣税就没有了吗？
说起来对老房子，还是取消了负扣税。
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既往不纠。
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谢谢。这样就好理解了。
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放心吧。工党上不了台
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结果工党间接推高了房价？
高也不会太离谱，总不会说老师们、公务员们不计成本去抢高。
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取消或者限制负扣税之后的二手房市场，怎么看
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绝对不会投工党。。。
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真的吗
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haha谁上都要涨
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说实话，工党这个政策很难维持，2017年以前的二手房按老政策，那高收入的人会被刺激的疯狂买房，对国家经济很危险。估计如果上台也不会认真执行，或者是2017年后继续维持负扣税。澳洲的货币还是应该贬值，才能解决房价过高，工资过高的问题，这也不是澳洲的问题，基本是全世界的问题。
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其实还有个事实，只不过很多人不愿提，前几天被Stuart Robert提出来过，军人和国防工作者是负扣税的大户，取消负扣税，是很敏感的。这个基本澳洲白人都知道。
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