天坑。。。。
准备下手的本来74.3万,忽然开发商涨价到75.3万,好说歹说都不同意做成74.9再补4000的现金。
生生看着1.5万的首置没了啊………………
刚打电话问了我的broker,对方说:其实也还好,不要被首置所左右,这套房拿不了首置,就当投资,下一套房再拿(虽然可能等我买的起下一套的时候75万只能买一房了。。。)
他同时说,如果未来想要卖掉第一套房的话:
第一种,等卖之前半年搬回去住,这样卖的时候就变成了自住性质,不用交增值税, 但同时以后买自住新房也享受不了首置。
第二种,投资房refinance,买第二套房,之后入住,在第二套房拿到首置后,再搬回第一套房住半年,再卖,这样卖的时候也不会有增值税。
他说的好有道理我竟无言以对………………(但我真的是房产小白,这样确实是可行的吗?)
论坛的各位前辈有什么意见和建议吗?
本来第一次买房就是想拿首置,以后自住转投资。但听broker说好像也挺多人放弃了首置。
我现在脑子好乱………………………………
--------------------------------------------我是分割线----------------------------------
好吧我已经想通了,确实不能因为首置而影响买房的决定。
但既然问题提出来了,就想找到答案,查了资料,对于这点有些疑惑:
you or your spouse (including de facto spouse) have never held a relevant interest in any residential property in Australia prior to 1 July 2000.
However, you may be eligible if you or your spouse, including de facto spouse, have only had a relevant interest in any residential property in Australia on or after 1 July 2000 and you have not resided in that property for a continuous period of at least 6 months.
这个是说如果是2000年7月1后买的房子,自己不住,是投资房,那么再买自住房,也是可以申请首置的吧?
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胡说八道
恶心得中介
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where is it
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我道觉得中介说的有点道理,眼光长远一点更好。
反正首置没了提高点预算买个更好的呗。
如果觉得这个中介不靠谱,完全可以换一家!
好端端的74w变成75w真是坑人!听取他的意见,再把他甩了
直接提高预算买更好的,这样75w多一点没了grant实在是坑爹。。。
是不是很奸诈?哈哈哈哈哈。。
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我不透露楼盘信息和位置。。。以防被认为是卖楼的又被删帖…………
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高不了了,家里和自己的经济状况最多就是支撑75万的,本来74.3我还偷着乐呢,现在,哎……只想知道这个broker说的是否可行……
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我觉得不可行。第一次买房,如果是投资,也算买过了吧。自己看看政策是怎么写的。
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你都卖过一个房子了,第二个房子还能是[首次置业] ?
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LZ自己去看下首次置业的要求,
有一条是从未在澳洲有过房产(2000年以前的不算,貌似)
你的中介大忽悠。
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赶紧换broker,这简直就一满嘴喷粪的大忽悠
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以后fhog是可以拿,但是额度就不知道多少了
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查过了,其中一条是:
you or your spouse (including de facto spouse) have never held a relevant interest in any residential property in Australia prior to 1 July 2000.
However, you may be eligible if you or your spouse, including de facto spouse, have only had a relevant interest in any residential property in Australia on or after 1 July 2000 and you have not resided in that property for a continuous period of at least 6 months.
这个是说如果是2000年7月1后买的房子,自己不住,是投资房,那么再买自住房,也是可以申请首置的吧?
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太变态了
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你跟中介说算了,除非能做74.9+4000cash,否则不买了
吓唬吓唬它
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LZ不好意思啊我歪个楼。。。我是地产小白弱弱的问一下,我也打算买第一套房子不过打算买二手现房,这样还有任何一点点的政府优惠吗(比如首置业)?额度是多少呢?
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為了買房而買房就沒這問題,
如為了首置而買房那就沒意思了。
首置只是錦上添花,何必反客為主。
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没有,至少NSW没有
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啊。。。泪奔。。。。好吧。。。我怎么记得以前仿佛有一个什么减免的啊
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2010(还是2011)之后没有了
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胡说八道的中介
骗人都骗的好假。
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为了首次补贴选房子,没那么个必要吧
选个好点位置好点的区,一个月这点钱就涨回来了
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Broker 没说错,new home scheme的条件如下:
you or your partner have not previously owned residential property in any form in any State or Territory of Australia
这代表你不能拿印花税优惠,但是First Home Owners Grant 还是可以拿的
Am I eligible?
To be eligible for the $15,000 grant:
the contract date must be on or after 1 October 2012
the home is a brand new home
you are over 18
you or your spouse (including de facto spouse) have never held a relevant interest in any residential property in Australia prior to 1 July 2000.
However, you may be eligible if you or your spouse, including de facto spouse, have only had a relevant interest in any residential property in Australia on or after 1 July 2000 and you have not resided in that property for a continuous period of at least 6 months.
the value of the property must not exceed the First Home Owner Grant Cap of $650,000 for contracts dated between 1 October 2012 to 30 June 2014
the value of the property must not exceed the First Home Owner Grant Cap of $750,000 for contracts dated on or after 1 July 2014
you have not received a first home owners grant in any State or Territory, unless subsequenly repaid
you need to live in the home for a continuous period of at least 6 months
at least one applicant is a permanent resident or Australian citizen
each applicant must be a natural person and not a company or trust.
If your contract is dated prior to 1 October 2012, visit the First Home Owner Grant page.
If you cannot meet all of the eligibility requirements, you are not eligible to receive the grant. If you receive the grant and fail to meet the eligibility requirements (for example,not living in the home for a continuous period of at least 6 months), you need to payback the grant. Failure to do so can result in prosecution and penalties up to $11,000.
If you are part of the Australian Defence Force and all applicants are on the New South Wales electoral roll, you may be eligible for an exemption from the 6 month residence requirement.
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new home scheme 和 First Home Owners Grant
是两个不同的部分。 New Home Scheme 是印花税部分, First Home Owners Grant 是$15,000
要搞清楚
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不能同意更多,房子要自己住得舒服,有升值潜力,为了首置,因小失大,没有意义
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我看这招行
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这个broker可以跑火车了,不过现在市面上满足首次置业条件的真是越来越少了
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学习了
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我已经想通了,觉得没必要因为首置而左右买房的想法。但是既然提起来这个问题了就想问问大家哈哈
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是啊,FHB还挺鸡肋了,只针对new home,new home绝大部分都是公寓楼花,本来价格就贵
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