贷款买的房子我租给了我的亲戚，是我二大爷家，在墨尔本。有正规合同，我自己找律师起的，没走中介，然后亲戚每两周都是交租给我的。这些证据都有，我可以用贷款产生的利息抵扣吗？
我问了一个会计，跟我说这种亲戚好像不好走，ato可能后面回来跟你扯皮。大家有遇到这种情况吗
------------------补充线------------------
我租房子之前，找了jellis Craig，花了点钱让他们帮我出了一份租金报告，租金范围是470 - 510都是合理的租金
我按照485租给的我的亲戚
评论
正常吧，市值租金的话。
评论
当然可以
评论
yes
评论
lz 没有提到的关键是租金合理吗？
评论
租金是市场价吧？
评论
As long as the rent is market value.
评论
做补充了。
按照中介给的报告来的
评论
帖子做补充了。
按照中介给的报告来的
评论
帖子做补充了。
按照中介给的报告来的
评论
没有那么复杂，只要你用的是市场价就好了
如果低于市场价很多，那么你就把你的interest一类的开销相应的减低就好了
举例 如果市场价1000一周 你租给他500，那么你所有的开销就只claim50%就好了
Letting of property to relatives
13. Where property is let to relatives the essential question for decision is whether the arrangements are consistent with normal commercial practices in this area. If they are, the owner of the property would be treated no differently for income tax purpose from any other owner in a comparable arms length situation.
14. If property is let to relatives at less than commercial rent other considerations arise. Unless the arrangements are comparable to those in FCT v Groser referred to earlier, the rent would represent assessable income. It would not necessarily follow, however, that losses and outgoings in relation to the property would be wholly deductible. The ultimate resolution of the matter would depend upon the purposes of the taxpayer in acquiring the property and in letting out to relatives.
15. In the Kowal case, for example, the Court found that the taxpayer had two purposes or objects in mind in acquiring the relevant property. One was to provide his mother with a good home at moderate cost. The other was to earn assessable income. The Court further found that the second purpose or object was the predominant one and, in the result, allowed income deductions for 80% of the losses and outgoings falling within sub-sections 51(1) and 67(1). In the Groser case, on the other hand, the Court expressed the view that, if the weekly rental had been assessable income, it would have allowed no more than $104 by way of deduction under sub-section 51(1) - the reason for this being that private or domestic purposes for the expenditure predominated over the purpose of producing assessable income.
16. As has been said earlier, decisions in these cases will ultimately depend upon the facts of each case. As a matter of experience it is unlikely that there will be sufficient information provided in return forms to enable a final decision to be made. In these circumstances, and as a working rule, income tax deductions for losses and outgoings incurred in connection with the rented property may be allowed up to the amount of rent received. Whether any additional deduction is to be allowed will depend upon the nature of any further information provided by the taxpayer.
评论
追问一下，market value是谁来估价呢
Jellis Craig给了我一个报告，说是470-510都合理
我按照这个报告来算是market value吗，还是得找政府来估价？
政府没这个时间吧。。
评论
很容易 你打开realestate的网站 就看一下你这个区 你这样的房子 基本租多少钱。然后你把这个打印出来。just in case， ato会问你。
不过我的经验是 ato很少查这些东西 除非太离谱。
ATO 主要查的是那种holiday house。
评论
当然可以了，法律没有说不能租房子给亲戚呀。只要是真实的，那不怕ATO的质询。
评论
做要做全套，land tax啥的也要交，不报税反而有问题
评论
我不太明白ATO会连你二大爷是谁都知道？澳洲有这么全的大数据早就现代化了。楼主是不是太小心了。
评论
这样是不是还要报租金收入和将来的资本增值税？现在利率那么低，负扣税好像也没多少啊。
评论
可以
评论
你问的这个会计，肯定是坑你。
评论
这会计和我一个水平。
评论
ATO对每个区都有一个平均的房租，只要不远低于这个值，根本不会有人去查你。 租给你亲爹妈都没有事。
评论
LZ 该换会计了
评论
可以，你的租金合理，没问题。
评论
当然可以正常报税，租给亲爸都没问题，只要收入支出都是合理的。
评论
楼主你需要换一个会计
评论
手续齐全，当然可以呀
澳洲中文论坛热点
- 悉尼部份城铁将封闭一年，华人区受影响！只能乘巴士（组图）
- 据《逐日电讯报》报导，从明年年中开始，因为从Bankstown和Sydenham的城铁将因Metro South West革新名目而
- 联邦政客们具有多少房产？
- 据本月早些时分报导，绿党副首领、参议员Mehreen Faruqi已获准在Port Macquarie联系其房产并建造三栋投资联