最近买投资房选择了commbank的low deposit premium而不是lender's mortgage insurance. 因为LDP比LMI便宜不少,但是刚才查ATO的网站,发现下面这段话
What can you claim?
You can claim all of the following:
stamp duty charged on the mortgage
loan establishment fees
title search fees charged by your lender
costs (including solicitors' fees) for preparing and filing mortgage documents
mortgage broker fees
fees for a valuation required for loan approval
lender's mortgage insurance, which is insurance taken out by the lender and billed to you.
有哪位了解的同学现身说法一下,这个LDP钱在年底退税的时候,是否可以claim?
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能将ATO网上这段话的链接房上来吗?这样才好判断
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http://www.ato.gov.au/individual ... ontent/00113245.htm
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借贷超过80%?
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100%借贷
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IF LDP similar to Mortgage insurance
You can claim by around 5 years
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只有5年,那mortgage是不是可以claim超过5年
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LMI Claim for 5 years, after 5 years all write off
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