自住房的OFFSET里的钱算是资产吗？还是要提前还款以后才可以拿福利？如失业金什么的
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看是什么福利，需要财产测试的就影响，比如 养老补贴啥的
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http://www.humanservices.gov.au/ ... /newstart-allowance
失业金也受影响
Newstart Allowance
Assets tests
As an applicant for Newstart Allowance, you will be assessed against an assets test. This includes liquid assets, which are any funds that are available to either you or your partner, and includes money owed by your employer.
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我想问的就是财产测试里OFFSET算吗？
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Assessable assets include:
•any cash or money you have in bank, building society or credit union accounts (including interest free accounts), interest bearing deposits, fixed deposits, bonds, debentures, shares, property trusts, friendly society bonds and managed investments
•any assets you hold in superannuation and rollover funds if you are of Age Pension age
•the value of any real estate, including holiday homes, you own (this does not include your principal home)•the value of any businesses and farms, including goodwill (where goodwill is shown on the balance sheet)
•the surrender value of life insurance policies
•the value of gifts worth more than $10 000 in a single year or more than $30 000 in a five year period
•the value of any loans (including interest-free loans) you have made to family trusts, members of the family, organisations
•the value of any motor vehicles you own
•the value of any boats and caravans you own which you do not use as a home
•the value of your household contents and personal effects
•the value of any collections you have for trading, investment or hobby purposes
•the value of your entry contribution to a retirement village if it is less than the difference between the homeowners' and non-homeowners' assets limits
•some income stream products
•the attributed value of a private trust or private company[2] where you are a controller of that trust or company
•the value of a life interest created by you or your partner, or upon the death of your partner
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offset算是第一条还是第三条呢？
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一
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直接还掉房贷就可以了
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你的名字好牛，是真的ATO?
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Mark
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学习了
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