最近他们促销，免第二个月得月费，打电话过去，销售小姐给选了first choice hospital + extra,但是好像如果生孩子得话只能到public hospital作private patient，不知道要不要升级到blue ribbon呢，准备要老二得时候去私立生，先谢拉，分分等候
评论
我买的package, healthplus. 看网站介绍是可以到private hospital的。
Hospital
What's covered?
Included services:
We'll pay benefits towards (less any applicable excess):
Private hospital accommodation
- Private room
- Same day admission
- Intensive care
- Theatre fees
Public hospital accommodation as a private patient
- Overnight accommodation in a shared or private room
- Same day admissions (shared room only)
Surgically implanted prostheses and other items on the Federal Government's Prostheses Schedule.
Restricted services
We'll pay lower benefits in a private hospital for:
In-hospital psychiatric or rehabilitation treatment
Cardio-thoracic procedures such as angiograms or open heart and bypass surgery
Major eye surgery
Hip and knee joint replacement surgery
Obstetrics-related services
Assisted reproductive services such as IVF and GIFT
Plastic and reconstructive surgery.
More on restricted services.
Your excess
This cover includes an excess of $200, which applies each time a member is admitted to hospital. You won't pay more than $500 per single membership or $1,000 per couple/family membership each calendar year.
Extras
What's covered?
We'll pay benefits towards:
General dental & endodontic services (eg root canal)
Optical items
Physiotherapy
Pharmaceutical prescriptions (non-PBS)
Medically necessary ambulance transport.
Check out the comparison table to find out about the annual limits and sub-limits that apply to benefits for extras items and the above services.
Take the package, get a bonus
PackageBonus
It's an amount of money that accumulates each year to help pay for a range of approved membership and health-related expenses.
How the PackageBonus works
Any member may claim PackageBonus benefits up to the maximum membership limit.
PackageBonus entitlements
There is a 6 month waiting period, and entitlements apply from 1 January each year.
评论
好像要看是否包括OB的，我以前去买保险，说要生孩子的，他们就说得买SMART PLUS那档的
评论
和楼上一样，如果准备要小孩的话，用smart plus。
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smart plus多少钱呢
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楼上，加extra要一个月100出头
评论
ngnm
[ 本帖最后由 淹死的鱼888 于 2010-8-29 14:42 编辑 ]
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