银行转钱到错误的帐户了,怎么办?
银行说要等6-8周,然后如果对方不同意还就很麻烦,一定要找律师吗?
知道BSB,Account,如何查帐户名?金额超过2K了,有好律师推荐吗?
谢谢
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律师费也不止2k了,恐怕划不来。讨债公司管吗?
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那是最坏打算,一般会退回来的吧,澳洲人素质高。
如果真的要上庭,对方一定会输的,何必留案底呢。
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首先你要确定是不是真实有错误的账户存在,绝大多数情况下,是没有的,钱立刻会bounce back。
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是帐号填错了,还是转到另一个人了(就是有bsb,acc存在的)。其实账户名对不上,也应该弹回来的。
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帐号人名不会也写错吧?
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EFT转账是不会核查账户名的。
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要是账户错了 那就会退回来。要是真的人错了 银行会联系那边 把钱退回来 你也可以自己找找那个联系方式 跟人家联系退钱 我们以前就是联系对方公司的 一般都会退钱
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打电话给你的银行告诉他们你转错了就会给你退回来
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不小心转到另一个公司了,年代久远没有联系方式,谢谢大家,希望能顺利退回来,以前我捡到iPhone主动还给失主,希望好人有好报
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安慰一下
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找律师没用的。
对方在法律上没有义务把钱转给你的,也没有办法转回给你。他连你的账号都不知道,怎么还?
给对方账户一块一块的转钱,Reference栏留言。告诉对方你的姓名,联系方式,和账号,请求他的帮助。
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你说的倒也是个办法,法律上他是有义务通知银行的,这个银行的人处理的比较多,银行是知道如何把钱退回去的。已经咨询过律师朋友,钱是能拿回来的就是律师费很贵,呵呵,教训深刻啊
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是的。对方是有义务通知银行的,但是这个义务是无法执行的,因为对方可以解释说我没有发现。
What if money is incorrectly transferred into my account?
If money is incorrectly transferred into your account, you should notify your bank. Your
bank will then try to return the money to the sender.
You should not spend or withdraw the money transferred into your account by mistake
because it is not legally yours and you have to pay it back
首先呢,如果是公司账户,就只能看对方自觉了,照我说的留言吧。
如果是个人账户,取决你发现的时间。10个工作日以内,问题不大。超过10个工作日,就没有保证了。
What if I transfer money to the wrong account?
If you have made a mistaken internet payment, you need to contact your bank or credit
union immediately. Your bank or credit union will then contact the unintended recipient's
bank to try and get the money back.
If the money is still in the other person's bank account and it is a genuine mistake
(because the account name and number do not match), then the process for recovering
the money depends on how quickly you have reported the mistake to your bank. If you
report the mistake:
Within 10 business days: the funds will be returned to you.
Between 10 business days and 7 months: the recipient's bank will freeze the funds.
The recipient will then have 10 business days to show they are entitled to the funds. If
they do not, the funds will be returned to you.
After 7 months: the funds will only be returned if the other person agrees.
Call 1800 367 287 (9am-5pm AEST / AEDT weekdays)
Please visit our website www.fos.org.au for comprehensive information about our services.
If the money is not in the other person's account when the receiving bank is notified,
then the receiving bank must make a reasonable attempt to get the money back. For
example, by negotiating with the unintended recipient to repay the funds.
If your bank or credit union does not help you to fix the mistaken internet payment, you
can lodge a dispute with the Financial Ombudsman Service Australia.
也就是说,超过十个工作日之后,如果对方账户里没有钱,对方的银行只要帮你发一封跟垃圾邮件一样的模板信,就满足法律义务要求了。
如你说的,年代久远了,找律师真心没用的。
.
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