刚买了一年的车,昨天跑高速,挡风玻璃被小石头子崩裂了。今天报了保险,保险公司给安排到obrien。
第一次理赔玻璃险,特地跑到obrien去问了问是不是换原厂玻璃,他们说保险公司给安排的换副厂件,让我跟保险公司联系。
于是我就又打回给保险公司,他们说保险条款里写的用副厂件。。。
自己又翻了翻保险条款,确实有这么一条,当时投保时没注意。。。
求教一下,现在怎么办呢?如果走保险的话就只能换副厂件了?
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基本是这样
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不就是一块玻璃嘛
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按说一块玻璃没啥,但是刚开一年的车多多少少心里有些不舒服罢了。
而且投保的时候也没发现类似于国内的指定4S店专修的条款,在保单里不起眼的位置却有这么一条只用副厂件的条款,不爽。
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你可以选择不报保险,自己掏钱换原厂
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那还单独买玻璃破损的保险干啥呢?
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只能自认倒霉,我朋友停车把整块后玻璃撞碎了,才发现保险没包,自己掏钱的
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原厂件=智商税,在澳洲的after market市场上这句话基本上不太会出错
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基本都是福耀,原厂也是代工就是多个Logo
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I don't know which company you insured with.
This happened to me last year, I called my insurance and told them it is a new car and if it is not original glass, my car warrant will be affected. Finally the manager changed his mind and replaced it with original glass.
Btw, I have been with this insurance for more than 20 years.
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soga,那就还行,福耀还是很ok的
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Yes, I agree.
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重点在于别装错了,有HUD的风挡和没有的是不同的。我有朋友被装错的,HUD很花看不清。后来给换了?
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This is the first year I've been with my insurance company, the SUNCORP.
They offered me a really good price.
BTW, does the replacement of an aftermarket windscreen really affect your warrant?
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确实,obrien一开始确实下错订单了,也多亏我今天开着车去了他们那一趟
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Finally I did not replace it with an aftermarket windscreen. So I do not have a chance to test.
When you call your insurance, you always need some good reasons to convince them.
Or you can ask them whether allow you to pay the difference between aftermarket and original windscreen, if you really want to use an original one. Actually, if you do not have plant to sell your car in five years, it is not a big problem.
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Thanks for your information, mate!
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