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Fixed vs Variable 房貸請教

前設 : 需要 $1m, cash on hand = $200k Case 1: NAB Fixed 1 year 2.39% fixed 沒offset, 所以留個 $100k cash on hand (1 - 0.1)m * 2.39% = $21510 Case 2 NAB variable 2.84% 有 offset, 可 redraw, 不用留 cash (1 - 0.2)m * 2.84% = $2272...澳洲华人论坛