请问各位有经验的妈妈,医生说我体内有种特殊抗体,宝宝出生后可能要照灯去黄疸。这是不是就属于宝宝要住院了?
目前本人用的是medibank single cover mid hospital with extras, 孩儿他爹只有extra.
是不是必须在宝宝出生前转成FAMILY cover 宝宝才能在出生的时候住院不用自己付钱?
先谢谢大家了。
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帮顶!
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我所知是预产期之前提前2个月就合并
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There is no need to transfer your single cover to family cover, you can add your baby to your policy after he's born within 7 days then the his medical cost will be covered. Medibank would have liason officer in the private hospital to help you on that. I gave birth to my son in Jan 2013 by using my single cover, he stayed in the special care nursery for 10 days, cost covered as I added his name to my policy after he was born.
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收到医院的信,提醒让在宝宝出生前提前三个月转为family cover才能cover宝宝, 有点儿迷茫了。
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打电话问问保险公司最保险了。
稳妥为上还是提早转好,不然刚生完一阵手忙脚乱加上身体虚弱,忘记了也不一定呢
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你再为老公办一个cover,然后要求family cover,宝宝就是free了。不知道medibank多久等待期。我用的bupa。
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照紫外灯完全可以走public啊。。。
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谢谢亲。我打电话问了medibank了,她们说宝宝出生后自动转,没提他爹的事儿。明天我再去柜台问问。
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亲是说让宝宝转院吗?那岂不是要和宝宝分开了,妈妈住private, 宝宝住public.
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医院告诉我三个月等待期,打电话问保险公司又说不用。我现在糊涂了。如果是三个月我就来不及了,不到三个月宝宝就要出来了。
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呵呵,没见你提是在private生。。。以为是在public呢。。。
我当时买的medibank的family,孩子出生之后,自动加进去的,不用额外申请。不行就先升级到family吧
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好的谢谢亲。
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