想请教大家刚察觉怀孕现在买私人医疗保险还来得急吗?现在马上要找去找医院预约吗?
没有私人医疗保险能不能去私人医院生?MEDICARE能退么?
还想请教HURSTVILLE附近哪家公立医院比较好?私立医院哪家好?
先谢谢了
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有12个月的等待期。。如果已经怀上了,就晚了。。
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楼上正解!
如果你愿意出钱,可以先打电话给私人医院,问要花多少钱,我一个同事问过,基本费用好像是8000,不知道包括什么,据说小孩如果生下来有需要进加护病房观察的价格是一天1500。。。一个字。。。贵。
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已经怀孕了再买保险就来不及了,不过没有保险还是可以看私人医生的,Medicare 可以报一部分回来,但大多数还是自己出钱了。
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来不及了
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最大的医院应该就是ST GEORGE了吧,公立私立都有
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If you already pregnant, it is too late for private insurance.
Most health fund has a 12 month waiting period for obstetric care.
Only one health Fund I know has a 9 month waiting period for pregnancy related care
Latrobe Health Services
http://www.latrobehealth.com.au/
http://www.latrobehealth.com.au/MemberInformation/Glossary/
Waiting periods
You are covered immediately for treatment required as a result of an accident that occurs after you join Latrobe. For all other treatments or services, you must serve a waiting period. This is a specified time you must wait after joining before you can claim benefits under your hospital or extras cover. These waiting periods apply to new members starting private health cover and to existing members upgrading their cover.
12 months pre-existing conditions, major dental and orthodontic treatment, optical, blood glucose monitors, compressor pumps and nebulisers, hearing aids, C-PAP machines, non-surgically implanted prostheses
9 months pregnancy related conditions
3 months general dental treatment, mouthguards
2 months all other services
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我买的是medibank,12个月等待,研究过了,就是说如果你想今年12月份怀孕,在9月份买上保险就行了,想哪个月怀孕,提前3个月买保险就行。
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计划不如变化。
I have seen many MM who fell pregnant during their private insurance's waiting period and have to pay for their private hospital fee of thousands of dollars. I have also seen some MM drop their health insurance after delivery and find themself pregnant again without private cover.
[ 本帖最后由 whuang 于 2009-7-26 21:13 编辑 ]
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1. 帮顶.
来不及了..不过直接找私人医生吧.medicare可以帮你拿回一点点.
你想想国内.也就值得了.....
推荐你个..david freidin...
你google下.不错..对;了..你哪里的.这个医生是mel的.
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Do you buy your car insurance two days before a car accidance, or buy your house insurance one month before a burglary.
Insurance is for all the policy holders to share the risk and get protected when needed.
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