大家好，请问我没有买私人保险，看的是私人医生，预约了私立预约，在怀孕的过程中如何可以节约开支，例如是不是可以去公立医院做各种检查呢，谢谢！
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如果是看私人医生，不能去公立医院做检查。唯一能节约的是生产时去公立医院作为PRIVATE PATIENT生孩子，前提是你的私人医生同意去你要去的公立医院接生。
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告诉你的医生你没有私人保险，做检查时让他推荐能bulk billing的地方，生产的时候像旋木说的看可不可以去公立医院作为 private patient 生孩子。
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The cost for a private obstetric care is divided in three parts
1. blood tests and ultrasound fee
2. obestetrician's fee
3. hospital fee
If you have no private insurance but want to save some money.
For obstetrician fee, you may want to call around to find out their charge. There is big difference in fees between different obstetricians. The expensive one may not be the best. The busiest obstetrician may not be able to give you all the attention you need.
If you do not mind shared postnatal ward, you can choose an obstetricain who also doing public obstetrics and is able to admit his/her private patients in a public hospital. The cost (as a private patient) in a public hospital can be $2000-3000 less than that of a private hospital.
The blood tests and ultrasound cost is a less concern, as when you have paid for a private obstetrician, you have already reached the medicare safty net threshold. Then 80% of the out of pocket fee for ultrasound and blood test will be covered by Medicare. (if you pay the blood test and ultrasound first, you will get more back from Medicare for you obstetrician's fee).
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谢谢各位的回复，但是我是在澳洲工作的，没有medicare，所以全部都要自己出钱，或者换一种说法，如果我不看私人医生，但是想在私立医院生，又有没有其他办法呢，谢谢！
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If you want to delivery your baby in a private hospital, you have to have your own obstetrician.
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我觉得你有点搞混了，私人保险只是COVER你生孩子时住院的费用，绝不包括你请OB的费用，但是政府每个家庭每年都有个safety net，是AUD1111, 也就是说你当年（是从1月1日到12月31日）里的out of pocket money超过1，111AUD时，以后你付的每一分钱政府都会给你退80%。包括你付给医生的management fee和sacn费用。这样的话，你请私人医生自己要支付的钱也就1500-2000元左右（depends on你请的私人OB的management fee有多少，从1500-4000不等的）
没有买保险唯一的问题是如果你选私人医院的话，住宿的费用会比较贵，这样的话作为公立医院的私人病人可能住宿费用会便宜一点的。
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sorry，刚刚看到你没有medicare，那这样的话，看病的每一分钱你都得自己出了，真的很贵了。
想在私人医院生，没有私人医生是不行滴
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I just received the estimate charge for hospital stay, $6100 (4 days). You might need to pay full amount if you dont have insurance cover.
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不行，选择在私人医院生孩子一定得用私人医生，选择私人医生有可能在公立医院生
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了解，谢谢各位的回复
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