虽然养老金不多,以前一直存balance里面没有动过,最近才发现这样比存银行还亏啊!于是看了一下investment option,有以下几种:
(1) Aggressive (2) Cash (3) Income Focused (4) MySuper Balanced.
想请各位大神解答一下前三种分别是什么投资方式?散分感谢!super的公司是PSSAP
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我有30万super, 全部做首付和印花税,可以买多少钱的房子?
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"The PSSap MySuper Balanced (default) investment return for 2015/16 was 1.8% and its three year return was 8.4%.
CSC measures its fund performance on a three-year rolling return, and not annually. When looking at CSC’s Balanced (default) fund performance over the past three years to 30 June 2016 it returned 8.4% (after tax and fees), well above the target of 3.5% real (after inflation). The rolling five year return to 30 June 2016 for this fund was 8.2% (after tax and fees)."
大都数superfund的表现都不咋地,不赔老本就算万幸了。
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谢谢! 我应该可以查到投到哪些股票或者债券了吧?
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20万感觉还很遥远啊~当然你说的对,投资房产才最赚钱
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连他们投到哪里都不知道,感觉super是个大坑啊!
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我用的是REST。他们2015~2016财年做的的确不好,比银行存款还低。但是今年的业绩不错,表面上看去能有9%. (年度报告还没有出来。到时再看)
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还是要看10年以上的长期回报
REST的长期年均(10年)回报 5~6%左右,比存银行是好多了
http://www.rest.com.au/member/investments/performance
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