好了,我搞明白了,在这里也给和我同样挣扎在生活线上的同僚们提个醒~
如果你今年的收入低于37000(deduction之后),那么政府会往你的super 账号里打回你交的15%税。9月以后开始打入super 账号,大家查一查哦~ super 要有自己的TFN务必。
昨天看statement看的非常郁闷,交税交的比investment earning还高,虽然今年return已经不错了 14.8%了AMP. 这样看来我可以拿回500刀的反税了~
http://www.ato.gov.au/Individuals/Super/In-detail/Contributions/Low-income-super-contribution/
Concessional contributions are subject to a contributions tax of 15%* which is deducted as they enter the fund. This is still below the tax rate that anyone earning over $18,200 pays on their income in the 2013/14 financial year.
There is also a Government low income super contribution payment of up to $500 pa available for certain concessional contributions made by individuals with an adjusted taxable income of $37,000 or less.
For low income earners, this payment effectively returns the contributions tax paid on concessional contributions.
我的理解是如果taxable income在37000以下,那交的15%的税应该退回来?我在之前三年上学以及第一年正式工作后都低于37000,我昨天收到的super statement为什么还是扣了15%的税?
还是我理解错了?这个说的就是自己存500,政府给500那个?
评论
平均竟然不是吹出来的看来没人拿这么点工资,都不知道撒
评论
求求哪位牛人给解释解释。。。各位会计们知道么。。。
评论
十分感谢,那我为什么从来没收到过这笔钱。。。。。
评论
好的,十分感谢,可惜了,我没法加分~等我能加了回来加,呵呵
评论
楼主完全理解错了。
Employer给你交进去的Super都要交15%的税的,不管你当年收入是多少。
所说的$500是你当年收入低于$37000, 想往Super里多存钱,政府会给你补最多$500,放进你的Super里。
评论
但是之前我看到有人说从今年开始如果不足37000 政府会补贴到super 里 up to 500....跟那个自己交500,政府补500的不是一个政策
评论
What is the low income super contribution?
The low income super contribution (LISC) is a government superannuation payment of up to $500 each financial year to help low-income earners save for their retirement.
If you earn $37,000 or less per year, you may be eligible to receive a LISC payment directly into your super fund account
You don't need to do anything to receive a LISC.
If you lodge an income tax return - we will pay your LISC into your super fund account when we have received information from your super fund about your super contributions. Payments for 2012–13 are likely to be made from September 2013.
If you do not lodge an income tax return – we will work out your eligibility using information we hold about your income and information from your super fund. Payments for 2012–13 will start from 1 July 2014.
The LISC is 15% of the concessional (before tax) super contributions you or your employer pays into your super fund per financial year, starting from 1 July 2012. The maximum payment you can receive for a financial year is $500 and the minimum is $10 (but if you're eligible for less than $10, we will round this up to $10).
评论
http://www.ato.gov.au/Individuals/Super/In-detail/Contributions/Low-income-super-contribution/
评论
好了,我搞明白了,在这里也给和我同样挣扎在生活线上的同僚们提个醒~
如果你今年的收入低于37000(deduction之后),那么政府会往你的super 账号里打回你交的15%税。9月以后开始打入super 账号,大家查一查哦~ super 要有自己的TFN务必。
昨天看statement看的非常郁闷,交税交的比investment earning还高,虽然今年return已经不错了 14.8%了AMP. 这样看来我可以拿回500刀的反税了~
评论
看不懂税, 从来不知道自己该拿回来多少
评论
噢,搞明白就好,我也刚查到这个,头两年不是这样的。
评论
感谢分享
评论
没那么快进来的,最快也得11月份。
评论
我怎么没有呀
评论
殊途同归。结论没错。原理是SUPER是统一税率15%,而工资的免税门槛提到18200之后,有人发现明显不合理了,(其实以前就不合理),如果工资低于18200不交税,为啥SUPER反而要交15%的税呐?于是就出了这规定
评论
评论
Concessional contributions是您自己contribute 您的income到您的super account,今年少于$25,000就可以享受15%的税率优惠。
评论
今年才第一年有這500元補助。可能還沒有發放到。估計十二月份應該有了。
评论
没有工作的人有这钱吗?
评论
low income 不是没工作
澳洲中文论坛热点
- 悉尼部份城铁将封闭一年,华人区受影响!只能乘巴士(组图)
- 据《逐日电讯报》报导,从明年年中开始,因为从Bankstown和Sydenham的城铁将因Metro South West革新名目而
- 联邦政客们具有多少房产?
- 据本月早些时分报导,绿党副首领、参议员Mehreen Faruqi已获准在Port Macquarie联系其房产并建造三栋投资联