1. spouse不上班，relationship要选哪个，financial dependant还是interdependency relationship?
2. 选non-lapsing binding还是non-binding， 是不是non-lapsing binding比较好？
谢谢
评论
binding death nomination normally needs to be reviewed every 3 years.
non-lapsing binding death normination doesn't.
评论
choosing dependents or independents as beneficiaries will have different tax consequence when distributing benefits
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