This email is to inform you of changes to your 28 Degrees MasterCard.
•A cash advance fee of 3% of the cash advance or $4 (whichever is greater) will be charged to the account on each occasion on which you obtain a cash advance or make a cash equivalent transaction (except that if the cash advance is made by a direct transfer to a bank account nominated by you, this fee will not exceed $30 for that transaction).
•Clause 45 of the Conditions of Use and Credit Guide is amended by:
Adding the following to the definition of cash advance balance:
"cash advance related fees and charges debited to the account."
Amending the definition of general fees as follows:
"general fees means all fees and charges (included in the financial table or clause 10), which are debited to your account, but excluding cash advance related fees and non-interest bearing fees."
These changes will take effect on January 1, 2014. It's important to be aware of them, even though you may not be impacted. We are making these changes to ensure that we can continue to offer you the key benefits of your card, including:
No international transaction fees on purchases
No currency conversion fees
No annual fee
These benefits continue to make your 28 Degrees MasterCard the savvy option to help you shop smarter, online and overseas.
Need more information? Please refer to the FAQs page on the 28 Degrees MasterCard site.
Yours sincerely,
The 28 Degrees MasterCard Team
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These changes will take effect on January 1, 2014.
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We are making these changes to ensure that we can continue to offer you the key benefits of your card, including:
影响不大，这些还是不变的。
No international transaction fees on purchases
No currency conversion fees
No annual fee
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话说准备也申一张神卡，想问问，其中一条问total number of credit and store cards，这store cards是指啥呀？flybuy/myerone这种都算么？
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http://www.ozbargain.com.au/node/118202
大家都很愤慨 只能用来买东西了 异地取款不合适了 估计这么用的人太多了
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