新西兰Does insurance cover p house
在新西兰
其实是否应该每次出租前都做一次test 如果租客破坏成p house,保险公司会全赔吗？还是做test 也没用？
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做TEST的原因是分清责任 不是保险
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https://www.aainsurance.co.nz/home-insurance/landlord-insurance/
Extended Cover option
Our Extended Landlord Cover offers serious additional protection that’s tailored to properties that are already tenanted.
If your tenants leave without giving notice, we’ll cover up to eight weeks loss of rent. We’ll also pay loss of rent for up to eight weeks if you need to evict your tenants. We will cover up to $20,000 for malicious damage, vandalism or theft by the tenant or their guest. And we‘ll pay up to $30,000 for decontamination and repair as a result of the tenants using or manufacturing illegal drugs, including the costs of discovering the contamination.
Please be aware that this cover only applies if you have a current Tenancy Agreement in place at the time of the event.
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中国还没研制出验证P的试剂盒卖到这边吗？
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不是所有的保险公司都有此条款吧？