如题，现在开那个1200刀年费的charge卡的话，有机会把年费赚回来吗？
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不要考虑这个问题。需要就开。如果不是首卡，也没有分
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cpa, ca, engineer australia等机构的amex platinum charge年费950
travel credit 就700了。这样算其实年费才250
还不算给你一大堆酒店，机场贵宾室会籍
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950年费不错的
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如果能带一张explorer card就好了 可惜只能带reserve
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不是那些机构的会员申请会有问题吗？还有什么叫带一个reserve？
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刚需就开
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就300travel credit ，请问 哪里看到的700？
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可以电话要求开一张Reserve卡，再来400 TC
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australianfrequentflyer 上面写该卡的summary，转一下。
110,000 Membership Rewards points – pretty simple really – based on my numbers I value this at $3000-$4000 (annual fee covered right there!) – a little more on this later.
Points can be transferred to massive variety of partners – Qantas FF, Virgin Velocity, Kris Flyer and Cathy Pacific Asia Miles and some more valuable ones via SPG (AAdvantage, BA Executive Club & Alaska Miles etc) – no other (non-invite only) Australian Credit Card can boast this!
$300 Annual Travel Credit with American Express Travel – value $300 (clearly)
The option for an additional $400 annual Travel Credit if you apply for a FREE Platinum Reserve companion card – you’ll need to ring AMEX after approval to arrange an application for this (value to me $400+)
Unlimited Virgin Australia / Priority Pass / AMEX & Delta Lounge Access – a bit more subjective but, I value it at around $250 – I’m not big on paying for lounge access so it is hard for me to value, but the Virgin Australia domestic lounge access kind of speaks for itself (they are really good these days!) and once outside Australia Priority Pass have a lounge network that is hard to surpass! If you value lounge access more than me this benefit could easily be worth $500+++
Access to AMEX Cash Backs and Small Shop Offers – I wasn’t even aware of this benefits until the last couple of years - and boy was I missing it previously!! The total value of AMEX statement credits and Shop Offers last year, for me, was $1500. That is some pretty epic value! AFF has a really good thread covering the offers here: AMEX Statement Credits.
NRMA style roadside assistance – value about $90 (hopefully you or I never need this one!!)
A Quick Card Summary:
110,000 Membership Rewards bonus points after spending $1500 in first two months after card activation
A $300 Platinum Travel Credit each year, can be redeemed online for airfares, car hire and hotel bookings – I’ve done it and it was really simple
Complimentary access to more than 800 airport lounges in 100 countries, including Virgin Australia Lounges, Priority Pass, Delta Skymiles and American Express Lounges
Dedicated Platinum Concierge Service to take care of travel plans, tickets or dinner reservations
Earn up to 3 Membership Reward points per dollar – I should mention I value MR points at 2.5-.3.5c/point
Transfer your points to a choice of 10 airline rewards programs:
Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, Emirates Skywards, Etihad Guest, Virgin Atlantic Flying Club, Singapore Airlines KrisFlyer, Air New Zealand Airpoints, THAI Royal Orchid Plus, Malaysia Airlines Enrich and Cathay Pacific Asia Miles
And the best bit, transfers to AAdvantage, BA Executive Club & Alaska Miles, amongst others are possible through SPG (Starwood Preferred Guest)
Transfer your points to leading hotel programs: Hilton HHonors, Priority Club Rewards, Starwood Preferred Guest
Complimentary enrolment into elite tier of hotel partner programs including Club Carlson, Starwood Preferred, Hilton Honors.
Complimentary worldwide Travel Insurance and Purchase Protection Insurance
Great savings on First and Business Class fares with some of the worlds leading airlines through the AMEX Platinum Airline Privileges program
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抄袭了一下折扣码版一位童鞋的帖子，不要介意哈。感觉写的蛮详细的，开卡送分，TRAVEL CREDIT，PRIORITY会员以及FHR都是这张卡的亮点。
此卡的福利如下：
1， 5月1号前申请，开卡后前3个月消费够1,500刀即可获得11W奖励积分；
2， 每刀花费最高可以获得3点积分，用积分兑换航空里程的话，3点积分可以算是等值6%的回报了；
3， 每年会送最多700刀的CREDIT用在AMEX网站上预定旅行产品，包括机票，酒店以及旅行套餐，这其中用来预定澳洲国内机票是最划算的，因为AMEX网站上的价格跟航空公司官网价格完全一样；
4， 可以免费获得两位免费的PRIORITY PASS会员，可以无限使用全球上千家贵宾室 （RRP USD 399每人），仅此一项就价值超过1,000澳币；
5， 免费赠送主卡以及副卡次有人顶级酒店，租车公司和高尔夫俱乐部金卡基本会员，比如：SPG金卡，香格里拉翡翠卡等；
6， 积分1:1 兑换10个航空公司里程，包括亚万，新航，澳航等等；
7， 免费购物保险（PURCHASE PROTECTION），旅行保险等；
8， 免费维珍机场贵宾室使用（VIRGIN AUSTRALIA LOUNGE）, 此卡者可以带一名朋友一起使用，需要乘坐维珍飞机的时候才可以使用；
9， 无限消费额度，因为此卡是CHARGE卡，非常适合用来大额度消费，比如买车或者奢侈品；
10，FHR ( Fine Hotels and Resorts)，这也是此卡最吸引我的一个地方。可以CHARGE卡持有者可以通过AMEX FHR网站预订全球600多家顶级酒店，预订价格跟酒店最低灵活价一样，但是还另外赠送很多额外福利，比如：保证4PM退房，100美金酒店消费卷，升级最好房型，免费早餐等。
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Amex的路边协助和NRMA的还是不能比：
我找到这个说明：才125刀等值服务，如果特别在意这一点的持卡者还是不建议取消每年NRMA的会员，况且NRMA会员租车有折扣。
One of those is free roadside assistance. Specifically, if your car breaks down when you're travelling anywhere more than 51kms from your home in Australia, American Express will arrange and pay up to $125 for your car to be towed to the nearest garage, or pay the same amount to cover on-the-spot repairs.
（摘自Finder 相比之下美国的amex卡明显好太多）
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手动点赞～总结得很好！
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如果已经有edge, 然后申请了charge card, 再去要reserve card 就会被要求关edge吧 不然不让开reserve
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这边信用卡真敢收哦
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reserve不能完全代替或者拼过edge吗？貌似市面上现在已经没有reserve了？
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我觉得你先列一下，你办这张卡能用到的福利...再决定要不要办...
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手贱，已经申了，既然申了，就看豪华酒店，旅游去
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我也是昨天申请了, 刚取消不到半年. 希望还能给积分, 哈哈.
Charge卡的Fine Hotels and Resorts非常好.
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我昨天专门打电话问过，只要你以前没有过charge卡，就算你现在有两个信用卡产品都可以，留着也没关系，开卡分妥妥的给
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好注意，这才能充分利用的价值
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我也问了amex, 说是只要是有任何amex card都不可以拿这个１０万积分
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不会
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Charge 卡不算Amex 直发卡吗？ 我有两张platinum edge, 在申请explorer 被要求关一张edge 才可以有explorer 然后这样做了的 被告诉一个人只可以有两张Amex 卡。
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charge不是信用卡
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还好，国内的百夫长差不多也要6500+人民币。美版是550美金
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国内是胡乱用百夫长的名字，叫“”百夫长白金“”，完全混淆百夫长的定义。
百夫长只有黑卡才可以叫。
你说的6500年费是国内所谓的“”百夫长白金“”
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民生，招行和工行都有运通黑的。不过国内申请反而比国外难下。6500人民币是招商ae白金。个人认为最好的一张卡。刷刷pos机，一年差不多净收益4万人民币
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1200-700travel credit-188pp卡+酒店高级会籍权益100刀，还行吧，也就fhr值点钱，其实这张卡最大用处就是能来做资金周转的
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为什么是1200的travel credit, pp 180 没有这么便宜。
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