今天收到citibank的广告信件。special的金卡和银卡。
http://www.citibank.com.au/cardsoffer/offers/DM_DDP782DD.htm
看了半天也没找到是不是有年费.
Terms and Conditions for Gold and Silver Card:
Terms and conditions apply (available on request). Fees and charges apply.
1.The 2.9% p.a. interest rate applies only to balances transferred. Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate, currently 20.74%p.a., which is variable, subject to change and Citibank's credit criteria.
这里面的balances transferred什么意思啊？20.74%p.a.是我欠账时的利息吗？
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Terms and Conditions for Clear Card:
Terms and conditions apply (available on request). Standard Citibank Credit Card Fees and charges apply. Subject to your acceptance you will be billed an annual account fee which is currently $65 for the Primary Citibank Clear card, and $19 for an Additional Citibank Clear card. Allow up to 15 working days to process your Application subject to verification.
BALANCES TRANSFER是指你把旧卡的欠的帐划过去新卡。是欠帐需要付的利息。
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Citibank Clear 是另外一种卡。
那是不是说Citibank Gold 就没有年费了呢？
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这个链接都是要年费的，如果免年费，会特别注明的
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