在新西兰
家有学龄儿童,买房需要考虑孩子上学的事情,目前在Mt Eden租房,孩子也在这边入学。可是这边只能买的起unit,如果去其他地方买房子孩子就要转学,是不是不太好啊?
现在纠结的事情:
1. 100万的预算买unit好像有点多,剩下10万20万的啥也干不了
2. 房子10年后肯定会卖掉,unit的升值潜力是不是不如house大?
3. 如果买house,肯定要面临转学的问题,我对学校不是很挑剔,但为什么那么多高中都是2分3分的,这也有点太低了吧?
其实个人还是有一点点希望可以买到能分租出去的房子,减轻一下压力
希望大家可以给我出出主意,谢啦。
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把使用与投资分开考虑.
我们家一邻居,自己在别处买的房,还不止一处. 但为了好学校,租住了许多年.
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现在刚需都买UNIT。。。。。
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如果孩子还在小学的话,转学影响不大。小学差点也不太要紧。
孩子青春期的时候,很需要朋友。这时候最好少搬家换学校,如果要投资,可以考虑去别的地方买投资房,自己租房住,等孩子上完学再搬。
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好的高中校区房估计也不便宜
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你如果家里只有1-2个孩子,可以考虑把孩子送到私校,就不用考虑校区了。
其实和现在校区房的价格比的话,私校的学费真的不贵。
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就100万,怎么可能分开?买不起两套
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我家是男孩,我只知道king‘s,但那附近的房子也超贵啊,买不起,又不想买太远,早高峰送孩子上学也麻烦。其他的私校不了解,不知道哪个私校比较好,周围房价也便宜?
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不明白你是什么意思
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私校有很多的,不一定一定要上最牛的。
ACG Sunderland , 地址在Henderson。
http://www.acgedu.com/nz/sunderland
ACG Strathallan , 地址在Papakura
http://www.acgedu.com/nz/strathallan
2 Schools on the shore , but house prices there are very expensive too.
http://www.kristin.school.nz/
http://www.pinehurst.school.nz/
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买一套适合投资的,租一套适合用的。
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以前可以吧,现在投资40%首付,自主只要20%。
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什么样子的房子算是适合投资呢?完全不懂这些啊。
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唸kings 住哪裡都行啊, 那是private school
100萬, 要是我的話買兩個unit收租自己再租校區........ just my opinion, doesn't suit everyone
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买不到两个unit
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楼主可以和我联系。我们公司有在Three Kings小学校网,Mt Roskill Grammar 校网的房子,本周末拍卖。
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最简单的就是买个自己喜欢的房子,在预算范围内,出租.然后拿那个租金继续租住现在的房子.这样钱不会在银行里贬值,而且学校继续上.将来毕业了,再回去自己的房子住,也省得卖校区房了. 校区的租金真不一定比不是的贵, 即使条件差不多,可能每周也就百十刀的差距.等于1年花5000块钱上好学校.
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If you buy a house let's say 2 million nzd 2016 in epsom, you might sell the same price or more around 10 years later 2026. That is free tuition vs private school which costs nzd20k per year.
I think the teacher works in private school get around similar salary maybe 5% more compare to public school. I doubt the students studying in private school will have advantages.
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你觉得同一个老师教20个学生和15个学生和10个学生,效果会不会不同。。。
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私校的教育应该相对来说好些吧
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Thank you for your reply
I doubt what you said.
I studied in public ordinary schools in shanghai, china and I have classmates around 40 to 50 for around 16 years and I managed to get in 10% high salary nz population around year 2000.
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你的比较似乎有点奇怪,因为比较的是 中国的大班教育 vs 新西兰的小班教育,而不是你所说的私校和公校之比,更不是我说的大班和小班的区别。
所以,我是不是可以用你的逻辑,说中国 / 上海 / 40/50人的班级的学生,在讨论问题的时候都喜欢跑题,逻辑不清,是因为中国 / 上海 / 40/50人的班级的问题呢? - 当然我是在开玩笑。
私校和公校,如果剔除家庭因素,学生智商因素,只比较学校的投入,那我觉得最明显的就是师资的不同。不完全是私校的老师水平高很多(当然,我觉得总体来看也确实高于公校),而是师生比例更高。对某一个学生来说,因人而异,区别不大也是可能。但如果放大了看全体学生,这个差异将会很明显。
这也只是我的个人理解,不然没法解释私校和最好公校的 成绩差距。
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You are off topic too from the post if you read the post title :-)
I think that I am on topic what you are discussing. You are saying the class size make a difference to the student. That is exactly what I am arguing. Why do country make a difference to your argument? Do you mean that third world country china's large class in state funding education is better than developed country nz's private school's small class? I am saying it is irrelevant to the class size.
I doubt the number make any difference. If that is the case, you really need to spend some money to hire a teacher yourself. This way you get 1:1 ratio instead of 1:10 ratio in private school. :-)
Quote:
4: Make up for any deficiencies in academic talent.
Private tutoring varies wildly but many advertise their services for around $40 an hour. Five hours of tutoring a week across the 40 weeks of the school year will set you back $8000.
Maybe you can move to a remote area where there are not lots of students. I read an article to say one area there is only one student and one teacher in nz. Will you live there?
Here is an article talking about private school
http://www.nzherald.co.nz/lifestyle/news/article.cfm?c_id=6&objectid=11576894
I think the only thing nice about private school is that you get your kids into the rich kids circle and once in their 20s, it is easier for them to do business as they grow up together and know each other and maybe they are friends. But there is other way to get into rich's circle i.e. joining a golf club and play golf together which is far cheaper than go to private school and you don't need to guess who is rich or not. :-)
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私校教师比公校教师工资平均高大概10% 可能水平差不多
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Totally agree with you , however LZ does not have 2 million dollars. I myself cannot afford a 2 million dollars in epsom. But sending kids to a private school is an option if you live in west Auckland.
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The median house price in auckland is one million dollars and that is a just normal house. The person buying the house still need to pay mortgage which will be around nzd30k per year I guess and I am not sure someone will spend 30k nzd on kid's private school per year.
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Thanks for the information.
That proves what I said there is not much difference on the teacher's side. :-)
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如果真有这些钱肯定是买好校区啦,房子的价值总是在的,但是现实是在没有那么多钱的前提下............
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你不用想着非要让别人接受你的观点,送私校和公立学校是家长的选择。没有对错,只有家长觉得适不适合孩子,家庭和孩子的情况不同,做决定的依据也不同,没有可比性的。我们做家长都是从孩子的角度,做出自己觉得最适合孩子的决定。但是具体将来会发生什么,谁也说不清楚。
送私校不一定代表就一定比公立要好,也并不代表不好。你说的买房,投资, 这和送孩子上那个学校没啥关系。
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都像你这样想,私立学校不都破产了。每个人的情况不同,做出的决定没有可比性的。我只是给楼主一个建议,这也是一个选择。一年的学费没有那么高,一般只有上了高中才会在20k 一年,小学,初中一般都在13k-15k一年。