在新西兰
基督城地震4年了，有些理赔还没有完，看到剩下的很多是没有body corp unit 和townhouse。 很多案例都像以下一样扯皮。看来没有bodycorp ，一块地上的unit屋主找不同的保险公司买不一样的cover，到理赔的时候就是拖。。。 看来如果你买的是连拍的unit ，townhouse，没有bodycorp，有必要和邻居沟通一下，到一家保险公司买保险。最好可以买一样的cover。
The issue:
You live in a block of four flats. The quakes damaged the structure of the entire building, the retaining wall you share with one of your neighbours, and a part of the roof over your flat, but not your neighbours’.
You have comprehensive cover through State, two of your neighbours have minimal cover through Tower, and the fourth neighbour is uninsured.
Repair costs of your flat are over the Earthquake Commission’s (EQC) $100,000 cap, while your neighbours’ are under.
Where does this leave you?
The Insurance Council of New Zealand (ICNZ) launched the Shared Property Programme to handle these sorts of situations, after running a pilot in April 2013.
The idea is that insurers deal with the site as a whole, rather than individual units
From http://www.interest.co.nz/busine ... uildings-4-years-af
评论
新西兰的办事效率，不要有太高的期望。一有什么事就是得慢慢磨的