新西兰5.99% fix 2年+$4000cash,大家觉得这个贷款怎样？
在新西兰
ask your self what is (5.99%-5.75%) x 420000 x 2 - 4000?
if the result >0 go for 5.75%
if the result <0 go for cash back
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哪家银行？
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或者问问broker和银行谈能拿到什么deal？可能会有惊喜哟
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问问金松鼠可能会有惊喜
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should be (5.99%-5.75%) x 420000 x 2 - 4000- 4000 x 0.0475²
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分析的到位啊！
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what is - 4000 x 0.0475² ?
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如果要这么算的话还要加上每月贷款利息差的累计和compound interest，4000存款的compound interest和利息税……
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true, but that is not much la........
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i know about that part but its not that simple unless you are paying interest only
and you got it wrong
should be (5.99%-5.75%) x 420000 x 2 - 4000- 4000 x 0.0475 x 1.0475 as a little bit finer/less rough calc.
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exactly thats why i didnt go that much into detail just a rough calc for LZ
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math class :)
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: ) sorry i am an engineer
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很不错呀。这个policy
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。。。我上星期才锁定利率因为8月31底到期，不知道能改不
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累死唐僧不偿命？
就这点钱，纠结啥呀。难怪说华人的钱不好赚，算计赛过犹太人呀
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恩就是啊 找金松鼠就好了嘛
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金松鼠给化缘不少呀，是不是赞助了个袈裟？
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赞助了个内裤
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+1.......这种简单计算法太糙了 还是用银行的来计算下就知道了 贷50万的话相差1个点每年多还3500左右
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哈哈，太给面子了！金松鼠欢迎朋友们致电咨询
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金内裤？golden underpants ?
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贫僧从不贪污受贿
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need also plus the factor: 1 year give more flexibility and give you another change of bargin power after 1 year maturity.
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holy shit u dont get that nowadays
the bank asks you to sign a document of not leaving them for 2 years
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only Westpac on 2 year fix has that terms. I check SBS they don't have that term for 1 year.
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anz got 2 year fix
whoever doesnt even give you cash back would not ask you to sign for 2 years..............
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那要看你借多少了。。一个乘法题嘛