新西兰KIWI SAVER 对第一次买房有什么帮助
在新西兰
KIWI SAVER 对第一次买房有什么帮助?最近要买房不知道有啥补助。当时听说政府有政策,是不?
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从没有听说过纽西兰政府会给买房子有任何帮助,KIWI SAVER是你打工储蓄下来的钱,只是说你买第一栋房的时候,你能打开KIWI SAVER储蓄下来的钱去买房,不用等到六十五岁才能打开
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我早就退出kiwi saver了。这跟存银行没嘛区别。现金在手还是好些,我才不交给政府呢,说得再好也是N年以后的事情,画个饼也不能充饥啊。
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参加后5年买房,可以用来付首付
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一定要满5年吗??
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应该是3年吧?
http://www.hnzc.govt.nz/hnzc/web ... -with-kiwisaver.htm
KiwiSaver first-home deposit subsidy
You can apply for the deposit subsidy if you have belonged and contributed to a KiwiSaver scheme, complying fund or exempt employer scheme for at least three years.
The subsidy is $1,000 for each year of contribution to the scheme:
3 years of contributing = $3,000 (the minimum you can get)
4 years of contributing = $4,000
5 years of contributing = $5,000 (the maximum you can get)
You can buy a property with other people who may also qualify for a deposit subsidy.
You may only receive the deposit subsidy once, and it is paid directly to your solicitor, on settlement day.
Eligibility criteria
Step 1: Check you are eligible for the deposit subsidy:
I am 18 years or older
I have not received a deposit subsidy before
I am a member of a KiwiSaver scheme, complying scheme or exempt employer scheme
I have contributed at least the minimum percentage of my income to a KiwiSaver scheme, complying fund or exempt employer scheme for at least three years (does not need to be consecutive). From 1 July 2007 to 31 March 2009 the minimum contribution was 4 percent of income. From 1 April 2009, the minimum contribution was reduced to 2 percent
I have a combined yearly income of $100,000 or less (before tax) for one or two buyers, or I have a combined yearly income of $140,000 or less (before tax) for three or more buyers
I am buying one of the following types of property and land arrangements: (for more information on these property types — see our FAQs or talk to your lawyer)
Fee Simple
Stratum estate freehold and leasehold
Cross-lease (freehold and leasehold)
Leasehold
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谢谢楼上的兄弟,现在明白了,可惜啊,差了半年才能到三年整。但不知道,现在房子已经买了,那到三年的时候能不能再提出来呢?
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这个还真不清楚,不妨试试。