卖个车，昨天买家来看车下定金给我payid转账，没收到
今天来提车当面BSB+Acc NO.付全款
现在全款都到了，payid的定金还没到。。。
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号称不限银行，7*24小时全天候，3秒到账。
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PAYID跨行第一次转账还是正常的turnaround time，之后的交易才会是real time processing
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对的。
其它小银行都好好的，第一次转十几秒就到帐了。就CBA故意设置障碍，要首次pending review，还限制一笔最多1000刀。
CBA的PAYID有问题。我CBA给自己NPBS的对冲账户转钱，pending了五天。打电话给客服手动处理才到帐。
还有一次，对方打给我的钱被系统冻结了好几天然后打回去了。
我联系不上对方。投诉了CBA到Ombudsman，告CBA False advertising and malfeasance, CBA把200多刀赔给我了。
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这是CBA承认错误的邮件。
I refer to the complaint you raised on 5 March 2018 regarding PayID.
I understand you received a payment via PayID. You expected the funds to be on hold for 24 hours, however, they were on hold for several days.
I am very sorry for the concern this has caused you.
I can confirm that temporarily, some PayID payments were been placed on hold longer than expected. We have confirmed that a resolution has been put through to ensure future payments do not experience a delayed hold.
In order to resolve this on existing payments, payments which were on hold for more than 48 hours were cancelled and returned to the sender. If the payment did not clear into your account, please contact the sender to ask that they reprocess the payment to you.
I sincerely apologise once again for the inconvenience caused.
If you have any questions or need more information, please contact me on (02) 9151 8537 or via email at [email protected].
You can also contact the Commonwealth Bank’s Customer Advocate on 1800 832 806 (free call Monday to Friday 8.30 am - 5 pm), or [email protected], or by writing to Customer Advocate, Commonwealth Bank, Reply Paid 88915. Sydney, NSW, 2001. More information about the Customer Advocate can be found at www.commbank.com.au/customeradvocate . You have six months from the date of this email to take your complaint to the Customer Advocate.
Alternatively, you can contact the Financial Ombudsman Service, a free and independent resolution service. You can contact FOS on 1800 367 287 or www.fos.org.au. You have two years from the date of this email to take your complaint to FOS.
Kind regards
Emma
Emma Taylor
Customer Resolutions Specialist
CBA Group Customer Relations
Phone: 02 9151 8537
Email: [email protected]
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nab和ing的payid都挺好用的
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刚注册，不敢用了。。。
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我轉過沒問題的，如果一兩秒以後沒到就是系統出問題了，我轉的都是秒到，用過ING、Bendigo bank還有CBA的，其中bandigo的最好用和普通轉帳連成一體的，如果有PayID就用PayID，如果沒有就走普通管道，CBA的最爛有1000刀每次的限額，還不能保存PayID，每次都要重新輸入。
我記得三月初CBA出過一次技術故障的，說什麼要重新註冊，其實是他們IT出問題了，客服解釋了一下，也沒有下文了。
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我用cba payid 等了三天才clear
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我也今天才知道CBA PAYID 有1000的限制，荒谬。我NAB付两万都没有问题。CBA 看来是学怕了。
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cba的payid垃圾
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到底有哪些银行可以给payid 转
试了 CBA NAB ING，只有在cba app 找到了 nab 和 ing 的 app 都找不到哪儿转
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新技术， 不成熟
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这服务是比不上国内
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cba的1000刀限制是指从cba转给其他银行payid还是说cba自己的payid？
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安全吗，ing 老是提示要申请一个？有什么优势呢，谢谢
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我劝大家暂时先不别整了，灯过一段时间真正调试好了开始大面积应用时再说
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实际挺靠谱的。
只有CBA的PAYID转出故意设置障碍。
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现在怎么样了？
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