想换张CITI卡,但是目前没有终免活动,不过刷的比较多,不知道有没有可能特批一个,还有个问题是PAYSLIP上工资只有8W5
主要用在BUSINESS EXPENSE, 每个月15-20万的样子,一年下来应该有一个MILLION
目前用贷款送的WESTPAC黑卡,AMEX分很划算,一块钱换1.5个航空里程,但是MASTER就只有0.6的样子,不如CITI的高。而且现在越来越多地方不让用AMEX了,所以萌生弄个CITI卡的想法
如果我拿着WESTPAC的STATEMENT去CITI的BRANCH问他们给不给我终免,会不会当我神经病?
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同问
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你这种情况,根本不应该考虑年费,直接上Citi Prestige...
Visa卡,1刀2分,1.5分换1新航或者国泰里程...
你1年刷100w刀,比用Citi Signature(1刀1.5分)能多得50w分,能多转换30w+的里程...这部分就值3000刀以上。
700刀的年费只是毛毛雨而已,去银行谈谈心,可能可以降到350刀一年。
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这个是目前市面上最划算的卡了是么?
PRESTIGE从来没有终免的是吧?
一看就是专家
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另外他们家信用卡支持BANK FEED么?就是能导入MYOB XERO的那种?
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能分享下你用的都是什么卡么?都有哪些卡什么时候用?谢谢
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按你这么大的消费额...澳洲的非AMEX信用卡,应该是这张最合算...
这张卡还带不少福利,比如说1年1夜免费的旅馆...所以终免估计很难...反正我没听说过~~~
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好像不行,也可能是我不会用...
CITI的页面一般,不如CBA的好用...
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超市 AMEX EDGE
其它WESTPAC BLACK
不能用AMEX的,Citi Signature
海外消费,28度
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谢谢
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Prestiage要15W年收入,这个咋整啊?
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应该可以谈,我的工资单也就8w多...我打电话去CITI问过,同意我可以升级到Prestiage.但是不给减年费。电话接线员有暗示去branch谈谈会有机会拿到$350/年...但是我在ACT,就没继续搞下去...
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新航46750Miles=business class 悉尼 to 广州(cash买最便宜的时候AUD 2888一张)
我的用法
境内超市消费AMEX,AUD 1=3 Amex point=3 Miles,大概消费AUD16000拿一张 等于返现18%
境内其他消费Citi prestige,境内AUD 1=2 citi point=4/3 Miles,大概消费AUD 35000拿一张 等于返现8.25%
境外Citi prestige AUD 1=5 citi=10/3 Miles 大概消费 14000拿一张 等于返现20.6%
Citi prestige 现在开卡还送60000 point,700多的年费还是很划算的。
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30w+的里程价值最少15K+了
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支持,我XERO在用
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所有Amex都是1:1兑新航里程吗?
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Amex自己的 Membership Rewards 1:1
其他银行发行的Amex卡,用的是银行自己rewards program,每家都不一样
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请问你知道DJ amex是按什么比例兑换的吗?
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2:1...DJ AMEX换里程比较坑爹~~~
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可以支持的。 。我客户就用citi的信用卡。
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DJ Amex用的就是Amex自己的programs,可选:
1. 选Qantas rewards program的话1:0.75兑换Qantas Points
2. 选member rewards program的话,不能兑换Qantas
新航1:1,其他8个航空公司的兑换比例自己去Amex网站看吧,我发不了链接。
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能1:1真的很不错,其他行的Visa最好也是2:1。
只等有送积分的时候再去拿一张了。
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你最好再仔细看看...DJ AMEX用一个独立的积分系统...兑换比例跟AMEX积分是不一样的...
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DJ AMEX跟AMEX其它卡,用的不是一个积分体系。
兑换GIFT CARD要多付出10~20%积分,换里程是2:1,而非AMEX的1:1。
你日常使用的话,推荐AMEX EDGE,虽然年费要贵100刀,但是每年送1张澳洲境内往返机票。
DJ AMEX唯一的优点是在DJ网购可以免运费,其它方面AMEX EDGE都是完胜!
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谢谢谢谢
后来又查了一些信息,确定DJ是2:1兑换了,这样也就不折腾了还是老实用手上的卡好了。
其实能1:1兑换新航里程的积分真的很值钱,比gift card值钱多了,换经济舱机票不觉得,但是换商务和头等的时候价值就体现出来了。
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积累新航里程的话,基本就是AMEX EDGE + CITIBANK SIGNATURE (消费超高的话,考虑PRESTIGE).
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不知道你们在哪里“又查了一些信息”,要查看消息的话,最好去看official的
关于这张卡
https://www.americanexpress.com/au/content/reward-cards/david-jones-card/?filter=currentoffers
With a David Jones American Express Card, you can earn Reward Points for every dollar you spend on everyday items such as groceries and petrol.
Earn 3 Reward Points per dollar spent at major supermarkets and petrol stations
Earn 2 Reward Points per dollar spent at David Jones
Earn 1 Reward Point per dollar spent everywhere else
Choose either Membership Rewards or Qantas Frequent Flyer as your rewards program.
Your Reward Points will be automatically converted to your choice of rewards program.
Membership Rewards
Shop with Points11 online at David Jones, or redeem your Membership Rewards points for gift cards12 from David Jones and other retailers, for flights with 9 leading airlines13 or simply for a credit on your account14.
1 Reward Point = 1 Membership Rewards point
Qantas Frequent Flyer
Qantas Frequent Flyers can redeem their Qantas Points4 for Award flights15 with Qantas or its 30+ airline partners and their affiliates, or merchandise and gift cards through the online Qantas Store16.
1 Reward Point = 0.75 Qantas Points
兑换
http://catalogue.membershiprewards.com.au/l2Category.mtw?categoryName=au_frequent_traveller_partners&parentCategoryName=au_travel_rewards_and_accessories&newCategorySearch=true
Transfer your Membership Rewards points to a wide range of airline rewards and frequent guest partner programs.
Air New Zealand
100 Membership Rewards points is equal to 1 Airpoints Dollar™
Asia Miles
1 Membership Rewards is equal to 1 Asia Miles
Etihad Airways
1 Membership Reward point is equal to 1 Etihad Guest Miles
Malaysia Airlines
1 Membership Rewards point is equal to 1 Enrich Miles
Singapore Airlines
1 Membership Rewards point is equal to 1 KrisFlyer Mile
Thai Airways International
1 Membership Rewards point is equal to 1 Royal Orchid Plus miles
Transfer points to Emirates Skywards
4 Membership Rewards points is equal to 3 Skywards Miles
Velocity
1 Membership Rewards point is equal to 1 Velocity Point
Virgin Atlantic
1 Membership Rewards point is equal to 1 Flying Club Mile
或者打电话直接问Amex
https://www.americanexpress.com/australia/customerservice/contactus.shtml?page=CM&inav=au_utility_contact
Telephone Local - in Australia 1300 36 89 89
Calling from Overseas +612 8271 8182
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估计你是把David Jones Scorecard 和David Jones American Express Card弄混了
https://www.aexp-static.com/intl/au/pdfs/david-jones-mr-tncs.pdf
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我开始跟你的想法是一样的...但是...办了卡后,发现DJ的Membership Rewards point跟AMEX的Membership Rewards point不是一回事...所以我的信息不是那里查到的,而是亲身经历...
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你是October 2014之前办的卡么?
如果是之后的话,那就真的很奇怪了,Amex和Dj的T&C都白纸黑字的写的很清楚。应该不会给你个人单独开一个Reward program吧 ?
Amex https://www.americanexpress.com/au/content/reward-cards/david-jones-card/
DJ https://www.aexp-static.com/intl/au/pdfs/david-jones-mr-tncs.pdf
7. Selecting the Membership Rewards program (David Jones American Express Card or
David Jones American Express Platinum Card)
7.1 If you select the Membership Rewards program, your Reward Points will
convert to Membership Rewards points as follows:
1 Reward Point = 1 Membership Rewards point
7.2 Membership Rewards points can be redeemed for David Jones Gift Cards, Frequent Traveller Rewards, Non-Frequent Traveller Rewards, Points for Travel, to Shop with Points, or Points + Pay online at David Jones, and Credit on the Card, provided your account and all your other accounts with us are kept in good standing and not overdue.
7.3 Membership Rewards points have no monetary value.
7.4 Membership Rewards points accrued through Reward Points cannot be combined with Membership Rewards points earned on any other American Express card account.
8. Selecting the Qantas Frequent Flyer program
8.1 If you select the Qantas Frequent Flyer program, your Reward Points will automatically convert to Qantas Points on a monthly basis (after we receive your correct Qantas Frequent Flyer membership number) as follows:
David Jones Storecard
1 Reward Point = 0.5 Qantas Points
David Jones American Express Card and David Jones American Express Platinum Card 1 Reward Point = 0.75 Qantas Points
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