澳洲这个targeted offer值吗?Apply Citi Rewards Platinum Cred

在澳大利亚个人理财




这个targeted offer值吗?Apply Citi Rewards Platinum Credit Card receive 70,000 Rewards Points,first year annual fee of just $99(normally $249).

Benefits at a glance

                0% p.a. for 6 months on balance transfers3

                Earn Citi Rewards points on eligible purchases4

                Complimentary insurances5

                Up to 55 days interest free6

                Free wine when you dine with the Citibank Dining Program7.



Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply. Existing Ready Credit and Personal Credit customers are not eligible to apply for this introductory offer. Offer ends 1 May 2017. Offer may be extended.

1. You will earn 70,000 Citi Reward Points on your first spend. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Citi Reward Points never expire as long as your account remains open. Offer ends 1 May 2017.

2. Subject to your acceptance you will be billed an annual fee of $99 in the first year. This will revert to the standard annual fee, currently $249, in subsequent years. However, the annual fee will be reduced each subsequent year to $99 if you spend $15,000 or more within the year on retail purchases. An annual additional cardholder fee applies, currently $90 per card.

3. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. The 6month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a.

4. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Cash advances do not earn Reward Points.

5. For any claims lodged on or after 1 May 2016, Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of theinsurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject toTerms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance . For any claims lodged prior to 1st May 2016, Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms, Conditions and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance.

6. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interestonce you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.

7. Conditions apply. Visit citibank.com.au/dine

评论
年费不少啊。。。

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