看到这个广告
$50 For Opening Account At Peoples Choice Credit Union
https://www.ozbargain.com.au/node/179365
Peoples Choice Credit Union到底是啥玩意？不是银行那开的啥户头？开户是免费的？
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木有人知道？
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credit union , similar with bank
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开了账户也跟银行一样的使用方法么？
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yes, there is ATM as well
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那开个户不就跟everyday account 一样是吧？不算信用卡申请？
如果是这样的话谁有账号短我一个ref号码大家各拿50刀好了
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they will give you a debit visa or debit master card, not credit card
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不好，那个帖子分析了，隐形费用很多，划不来
Membership fee: $2, one off, charged at joining.
Redicard fee, $5 per year (excluding members under 18 years of age, members who use the SAAB service, memberships with only ‘two to sign’ accounts and Cards issued to signatory only members).
$0.30 for each declined transaction after the first one regardless of reason.
$0.25 extra per non-rediATM withdrawal (I thought those fees were illegal now but there you go)
$5 cash advance fee if you press Credit when withdraw cash at any ATM because apparently even though it's your money it's a cash advance according to them.
$5 per transaction if you happen to lose your wallet and therefore have no card ID and need cash out over the counter.
$20\year if you leave your account inactive.
$10 per replacement card unless the card was stolen.
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我就是不想要credit card，debit最好了
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麻烦，放弃
谢谢提醒
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