刚收到邮件，求高人解释。
This email is to inform you of changes to your 28 Degrees MasterCard.
A cash advance fee of 3% of the cash advance or $4 (whichever is greater) will be charged to the account on each occasion on which you obtain a cash advance or make a cash equivalent transaction (except that if the cash advance is made by a direct transfer to a bank account nominated by you, this fee will not exceed $30 for that transaction).
Clause 45 of the Conditions of Use and Credit Guide is amended by:
Adding the following to the definition of cash advance balance:
"cash advance related fees and charges debited to the account."
Amending the definition of general fees as follows:
"general fees means all fees and charges (included in the financial table or clause 10), which are debited to your account, but excluding cash advance related fees and non-interest bearing fees."
These changes will take effect on January 1, 2014. It's important to be aware of them, even though you may not be impacted. We are making these changes to ensure that we can continue to offer you the key benefits of your card, including:
No international transaction fees on purchases
No currency conversion fees
No annual fee
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都是要先存钱才没有费用啊
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意思就是不管你卡里的钱是正的还是负的,只要取现就收钱.
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我刚问了他们的Staff，的确从明年开始要收cash advance fee，但是如果卡里存了钱，还是不需要cash advance interest
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Cash advance interest? is it same as the cash advance fee or it's extra?
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#3和#4, 你们统一个说法行不行呀
cash adv有利息, 这个大家都知道. 这次到底改动了啥? 是说cash adv现在多收一个手续费吗?
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忍不了，我亲自打电话去问，大家准备好分！
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等真相啊
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No longer free.....Good thing doesn't last..
http://www.28degreescard.com.au/faqs/cash-advance-fee.html
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Will I be charged a cash advance fee if my card has a positive balance?
Yes, you will still be charged a cash advance fee if you withdraw cash from your 28 Degrees MasterCard even if the card has a positive credit balance. We do not recommend that you load your card into credit as this is not the intended purpose of the card.
TNND
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那28度不就没优势了吗?
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悲剧
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楼上的丢链接不作数！
我打电话问了，无论是不是卡里存了钱，都要收cash advance fee。好日子到头了同志们，快撒分!
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看来这个卡也不好用了。还有啥卡海外取钱没有手续费？
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信用卡取现一般都是收费的,之前不收费的确很大方.
教大家一个方法,出去旅游这样组合:
1) Citibank Plus debit card 用来取现
2) 28度用来刷卡消费,酒店 CHECK IN 一律走28度
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没事啦，取现不是还有那个CITIBANK的神卡么。
28度用来网购还是可以滴
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Too many people are doing that, including myself
28 degrees of GE apparently doesnt like this idea, there credit cards are bing used as free ATM cards.
Will have to use a NAB card next time.
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MD!! 幸好月尾去旅行还可以用。回来就会把他cancel了
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28度彻底不成了 没有取钱功能 就被bankwest白金卡完败了
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那就是说过没多大用处了啊
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只能在citibank的ATM取还是任何的ATM?
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还好网购不影响，看来又要去办多张卡方便取款的了
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你们出门取那么多cash？
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所以如果只是刷卡或网购 是没有手续费的是吗？
正想申请一张呢。还有必要吗？
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TMD，今天刚申请了
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用2个月，立刻取消了
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