So I have recently found an unknown transaction was made by my credit card, I called the bank and lodged a fraud case. They have stopped my current card and sent me a new one with new number. They are going to investigate the case and get back to me. It has been a week now. Does anyone know what happens if they are unable to find the root cause of the fraud, do I have to put up with the amount that was made by the hacker?
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安慰一下, 赶快联系银行吧。
银行会调查, 钱会还你的。
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Thankyou
I have contacted them straight away after I found out. I am worry that they wont reimburse me the amount. Sometimes buying stuff online is just not SAFE.......
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放心, 会推给你的。
现在这年头什么都不Safe。网购还是相对Safe的。
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我上次也遇见过。银行先把钱退给我,然后要求扣钱的那一头提交证据。后来过了60天,那一头没有证据,这个case就close了。
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compromised?
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happened to mine too years ago, don't know how they did it. but no one care to find out how, they just reimburse me....
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请问一下,银行怎么把钱退回来的?因为我前几天信用卡也被盗用了,已经停卡,银行也说去调查了,被盗用的交易在信用卡里本来就是欠着钱的,是不是我先不用还这笔钱,一直等银行回复呢?多谢!
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这是银行的事情
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放心吧。只要确认是fraud,肯定会退回来的。其实银行也没损失,因为信用卡交易结算要时间的,钱还没有真正过到对方帐上,吃亏的是对方商家而已。我的信用卡被盗用过两次,这里要赞一下CBA,每次都是刚发生可疑交易没多久,我自己还没发现,CBA的电话就打来了,然后直接销卡寄新卡。
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我没有记错你要垫上。调查过程时间很久的。
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小心使用
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我都被剪过两次卡了。。。放心吧 银行会把钱退给你的
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我是westpac的,我老公一年前在海外授权的3500刀的一张消费单又被刷了一次,他去银行要求调查,银行先算对方的错。我们暂时不用还,然后银行给我们的信用卡里多放了3500的额度。30天后,发了信说交易取消,如果再过60天对方没有异议就结束。我当即查账,那比消费记录已经没了,额度也还原了。
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Thanks!!!
Hopefully yes they get back to me the soonest....
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Thanks for telling me that! I cant believe it happened to so many people....
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l shall call the bank again to find out about my reimbursement ...
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I leave whats owing in the credit card as how it was when I found out the fraud. I think better call the bank to follow up before doing any further transactions.
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Thanks for sharing your experience!!! I must contact the bank asap !!!
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我做商家就遇到過。損失的不是卡主,也不是銀行,而是商家。小商家其實最無耐。消費者有法律,政府幫助,大商家自有法律團隊,小商家兩頭受壓
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我有个同事被盗了几千块,她去投诉,银行不认,后来有人出主意去银行facebook留言,马上神回复,后来还她钱了。
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最近也刚遭遇这事。
头天晚上还查过信用卡账户,正常。第二天一早,LG接到银行电话,说信用卡被盗用,是在美国Walmart实体店刷卡消费的,说短时间内被盗用了3次共600多块,已经登记了,会返还的。
发了新卡以后,看新卡帐户盗用的三笔记录还在,refund没看见,新出的账单也包含了那600多。打电话给Bankwest,说refund流程大概要6-8周,如果先把那600多也还了,到时候refund进来,信用卡账户额度就会多出来。如果不还那600多,到时候产生利息,银行也会计算并且refund的。
但是为了避免利息计算误差,觉得还是先还了。
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I have received the new card and the bank as refund the fraud amount to me already :) Happy :)
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还有这样的事情
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Small amount, only $90, luckily I called the bank immediately. I have lodged a fraud case, and left it in their good hands. Thank God they have given me the $90 back.
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看来返款速度不错啊。我今天打电话report double charge的事儿,信用卡公司说lodge an investigation for me, may wait for 90 days to know the result.
唉,不同rp啊。
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好主意
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