有哪位开过 UBANK 的账户， 这是家什么银行？ 介绍上说是Backed by NAB。 如何开户？是不是只能在网上开户或者去NAB。
谢谢
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請看
Ubank的Usaver
http://www..com.au/bbs/v ... &extra=page%3D2
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用过啊~没什么问题。网上申请账户。没有分行~
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有事打电话，没有branch，所有操作都是online的
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谢谢啦
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U BANK 是NAB 专门设计给GEN Y 和X 的一个网络银行.. CONCEPT 就是没有BRANCH.. 只要上网.就可以做所有的传统银行的服务..
U BANK 就是NAB 的~
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UBANK是一直属于NAB，还是一开始独立，后来被NAB收购?
希望业内给补习一下~
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就是nab 弄的一个网银
Launch of UBank (2008)In October 2008, NAB launched a branchless direct bank bank trading separately as "UBank".[33] NAB stated it aimed to attract new retail customers while operating independently to its other retail brands,[34] and in its 2009 annual report, NAB claimed that this strategy had been "successful".[35]
UBank operates under NAB's banking licence and participates in the Australian government's new deposit guarantee scheme.[36][37] Deposits were said to exceed over $500 million in one month.[38][39]
UBank was cited as an example of effective use of nontraditional marketing such as social media,[40][41] but also uses traditional marketing such as print[42] and television.
NAB claimed UBank's "customer advocacy and satisfaction levels" to be "amongst the highest of any institution in Australia"[43] In August 2009, UBank launched a new online savings account ("USaver") that was reported to differentiate through its easy online application process.[44][45] In its 2009 annual report, NAB claimed "almost 10,000 new customers in a month" for UBank's USaver product.[46]
UBank has been acknowledged as the driver of NAB's fast growth in deposit market share compared to other major banks.[47][48] In December 2009, UBank's USaver online savings account was awarded Money Magazine's "Best of the Best" award.[49] NAB's UBank has been compared to Qantas' Jetstar in terms of a strategy of internal innovation with the objective of opening new market segments for the parent company.[50] In February 2010, NAB stated that strong growth in UBank had positively impacted its household deposits.[51]
Following the departure of its founding head Gerd Schenkel,[52] Alex Twigg was appointed GM of UBank in June 2010.[53]
At an Investor Briefing in February 2011, Executive Director & Group CFO, Mark Joiner, reported "UBank’s now well over $7 billion" when asked the source of the groups growth in deposits.[54]
In February 2011, UBank launched its first home loan product (dubbed "UHomeloan").[55] Only 10 days after its launch, UBank dropped the interest rate of its loan by 0.10%pa [56]
March 2011 : Cameron Clyne NAB Group CEO in Switzer interview confirms UBank has grown to $10 billion in deposits and will become a full service retail bank.
In October 2011 UBank was internationally recognised for leading retail banking innovation winning the BAI Financial Global Product Innovation Award for its refinance mortgage UHomeloan. [57]
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I used Ubank for more than 2 years.
So far very happy about the services
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现在利率降低到5.4了，不知道为什么？
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Ok 啊，挺好的，存款而已不需要什么服务。利率不错，网上开户就可以了。
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我用UBANK快三年了 一切都要ONLINE 轉入轉出都約一天的時差
轉超過兩萬五左右的話要打電話給客服才能轉(以前是這樣現在不太清楚)
設定自動存款一個月超過兩百刀利息是6.01%
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USaver 有没有BPAY功能啊？ 我好像没有找到它的BPAY
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一直用UBANK，开户后有ONLINE ACCESS，直接在里面可以设置AUTOMATIC TRANSFER FROM OTHER BANK ACCOUNT，填写好自己平时SAVING ACCOUNT的信息（任何澳洲银行都可），验证后就可以每月或每周按照自己需要自动往里面存钱了。
个人觉得这个UBANK不错，可以养成随时存钱的好习惯，而且平时没有卡，取不到钱，对于那些想建立或管理好家庭基金的筒子们来说，是在是太合适了！
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