澳洲有信用卡的朋友请看看----强力推荐

在澳大利亚个人理财




有信用卡的朋友请看看, 好好保护自己的钱财.


SCENE 1.


This is a new one.

People sure stay busy trying to cheat us, don't they?

A friend went to the local gym and placed his belongings in the locker.
After the workout and a shower, he came out, saw the locker open, and
thought to himself, 'Funny, I thought I locked the locker.

Hmm, 'He dressed and just flipped the wallet to make sure all was in
order.

Everything looked okay - all cards were in place.

A few weeks later his credit card bill came - a whooping bill of $14,000!

He called the credit card company and started yelling at them, saying that
he did not make the transactions.

Customer care personnel verified that there was no Mistake in the system
and asked if his card had been stolen.

'No,' he said, but then took out his wallet, pulled out the credi t card,
and yep - you guessed it - a switch had been made

An expired similar credit card from the same bank was in the wallet. The thief broke into his locker at the gym and switched cards.

Verdict: The credit card issuer said since he did not report the card
missing earlier, he would have to pay the amount owed to them.
How much did he have to pay for items he did not buy
$9,000! Why were there no calls made to verify the amount swiped?

Small amounts rarely trigger a 'warning bell' with some credit card
companies.

It just so happens that all the small amounts added up to big one!

SCENE 2.

A man at a local restaurant paid for his meal with his credit card.

The bill for the meal came, he signed it, and the waitress folded the
receipt and passed the credit card along

Usually, he would just take it and place  it in his wallet or pocket. Funny
enough, though, he actually took a look at the card and, lo and behold, it
was the expired card of another person.

He called the waitress and she looked perplexed.

She took it back, apologized, and hurried back to the counter under the
watchful eye of the man.

All the waitress did while walking to the counter was wave the wrong
expired card to the counter cashier, and the counter cashier immediately
looked down and took out the real card.

No exchange of words --- nothing! She took it and came back to the man
with an apology.

Verdict:
Make sure the credit cards in your wallet are yours. Check the name on the
card every time you sign for something and/or the card is taken away fo
even a short period of time.

Many people just take back the credit card without even looking at it,
  'assuming' that it has to be theirs.

FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH
TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!

SCENE 3:

Yesterday I went into a pizza restaurant to pick up an order that I had
called in.

I paid by using my Visa Check Card which, of course, is linked directly to
my checking account.

The young man behind the counter took my card, swiped it, then laid it on
the counter as he waited for the approval, which is pretty standard
procedure.

While he waited, he picked up his cell phone and started dialing.

I noticed the phone because it is the same model I have, but nothing
seemed out of the ordinary. Then I heard a click that sounded like my
phone when I take a picture.

He then gave me back my card but kept the phone in his hand as if he was
still pre ssing buttons.

Meanwhile, I'm thinking: I wonder what he is taking a picture of,
oblivious to what was really going on.

It then dawned on me: the only thing there was my credit card, so now I'm  
paying close attention to what he is doing.

He set his phone on the counter, leaving it open.

About five seconds later, I heard the chime that tells you that the
picture has been saved.

Now I'm standing there struggling with the fact that this boy just took a
picture of my credit card.

Yes, he played it off well, because had we not had the same kind of phone,   
I probably would never have known what happened.

Needless to say, I immediately cancelled that card as I was walking out of      (He should have called the police in my opinion)
the pizza parlor.

All I am saying is, be aware of your surroundings at all times.

Whenever you are using your credit card take caution and don't be
careless.

Notice who is standing near you and what they are doing when yo use your
card..

Be aware of phones, because many have a camera phone these days.

FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF.

评论
谢谢分享!

评论
受益匪浅

评论
thanks, good reminder

评论
多谢提醒

评论
多谢

明天就把信用卡废了去!

评论
LS也不用这么极端吧

评论
Good lessons for every credit card owner to learn ...

评论
我基本上每一天到两天都会用一下信用卡,如果被掉包成过期的,应该在一两天之内就会发现的。不过还是谢谢提醒!!!

评论
谢谢分享+提醒!

评论
胆战心惊

评论
thanks for sharing
But with hi-tec device, some people can duplicate your card when they swipe it.

评论
VERY HELPFUL

评论
以后用卡还真要小心了.

评论
thanks for sharing. That's so good for the careless people.

评论
看完这个真的是一身冷汗 平时总去gym 那个门是刷卡 每次关上以后都玩命拉一下 试试牢不牢 以后还要检查一下是不是所有东西都是原样的 或者去gym就是一把钥匙一瓶水

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评论

不用吧,这种盗用dispute就是了。管他盗用了多少,怎么盗用,反正不用自己掏钱。

平时小心不过是避免麻烦而已。

评论
哇。。。
受益

评论
看得我一身冷汗的说
谢谢提醒!

评论
以后用现金

评论
还是中国的信用卡好啊,刷一下马上手机提醒确认

评论
......im not detailed ppl......never check up the change i received from counter...
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