我目前在澳州除了银行利息以外没有别的收入,老公也是只有海外收入,请问这样的情况能供养老金吗?如果可以的话能不能享受到政府补贴?还有要到什么机构去办手续?请各位达人指点一下
[ 本帖最后由 小花猪 于 2007-1-8 17:52 编辑 ]
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不懂，同问。
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no.
super is paid by employer unless you are self-employed (ie. paid by your own company) or your husband - he also need to have a job.
if u don't have any children, seems no beniits is valiable for you. Or u may apply unemployment allowance if u are PR and stay in Aus over 2 yrs
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yes, you can make contribution to superannuation if you are under age 65 even though you are not working, and government co-contribution too. It is called undeductible contribution as you use your after-tax income(or your own money, your savings). You needn't to pay any tax for that and will enjou more flexible access to this part when you retire.
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By the way, you can go to see financial planners to set up your super account and make the contribution.
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今天翻到这个旧帖，是不是没有工作也可以交super, 但是自己交的话，又没有减税的好处，和存款好像没有什么区别。是不是你银行存款交了利息税之后再拿来存super，不用再交税但是在super fund里还会有点儿投资收益是吗？但是如果是super fund的投资收益就不用再交税了吧？
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