HBOS和Loyds TSB并购了 但是刚刚网上看到消息说瑞士银行最新报告认为Loyds TSB是接下去最不被看好的金融机构之一 请问大家怎么看？在bankwest存的钱会不会出什么问题啊
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老话题了阿
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CBA不是要买他了么。bankwest本身还不错，只是觉得现在疯狂扩张branch.....有点怕怕。。。。。貌似太激进了。。。
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瑞士银行还没倒啊
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放心好了....COMMONWEALTH BANK不是已收购了BANK WEST吗~?
补充:还是用很多的现金CASH买的...
瑞士银行影响不到BANK WEST了
[ 本帖最后由 SOSHELPPLZ 于 2008-10-8 03:06 编辑 ]
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我的钱已经都抽出来去st george 了。。上上股票全部扔掉
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还没有收购吧
这里还有政府的因素，最后要swan同意，他们才能合并。但是合并后，又少了一个好银行，竞争才能促使银行的各项fee 和 rate降下来。
之后还有westpac 和 st george 合并，四大银行的地位越来越难撼动，不是好事。
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http://www.commbank.com.au/about ... ers-Colleagues.aspx
Commonwealth Bank, BankWest and St Andrew's Announcement
8 October 2008
A letter from Ralph Norris to all customers and colleagues of Commonwealth Bank, BankWest and St Andrew’s
Dear Customers and Colleagues,
Earlier today we announced that Commonwealth Bank will be bringing together two iconic Australian financial services organisations through the acquisition of BankWest and HBOS Australia’s wealth management business, St Andrew’s.
This is a significant day for us all. Commonwealth Bank and BankWest both share proud histories of providing financial services to Australians. Together we will be the largest financial services organisation in Australia and we will combine our strengths to provide our nearly 11 million customers with expanded access and distribution, leading products and great service.
You will all know these are difficult times for many global financial services organisations. I want to assure our BankWest and St Andrew's customers, and reassure our Commonwealth Bank customers and shareholders, that we are a very strong, well capitalised business with excellent liquidity. Commonwealth Bank is one of only 20 banks in the world with a Standard & Poor’s AA credit rating. Standard & Poor's, Moody's and Fitch have all confirmed the Group's credit rating with a stable outlook post the acquisition. This provides strength and reassurance in our ability to meet all of our financial commitments.
Commonwealth Bank and BankWest are each very successful businesses with strong brands and a focus on customer service. Together the two businesses will be even stronger for customers, shareholders, employees and the community while maintaining our unique identities.
Commonwealth Bank and BankWest branches and business centres in Western Australia will not be closing as a consequence of this acquisition. Where there are significant overlaps in the eastern seaboard footprint we will evaluate our options and make sensible decisions having regard to the needs of all our customers. This means customers of either BankWest or Commonwealth Bank can continue to exercise choice while benefiting from the combined strength and backing of the 2008 "Regional Bank of the Year"1 and "Bank of the Year"2.
Over the next few months our organisations will work together to make sure our service is improved, not disrupted, and that our customers see the tangible benefits of belonging to our Group, including:
* Both BankWest and Commonwealth Bank customers will be able to use each other’s ATMs without paying any additional fees once our systems allow;
* Our combined businesses will strengthen our position as Australia’s leading home lender with a market share of 22.5%;
* We will have $187 billion of funds under administration within our combined wealth management businesses;
* The Group will have the country’s largest share of household deposits with a market share of 33.6%;
* Through the acquisition, BankWest becomes owned by the largely Australian shareholder base of the Commonwealth Bank, bringing an established and popular brand back into local ownership.
More information is contained in the following press release or available on www.commbank.com.au and www.bankwest.com.au. If you have any further enquiries please call 132221, email me at [email protected], visit your local branch or speak to your banker.
This is an exciting time for both organisations and for you, our valued colleagues and customers. I’d like to thank you for both your support and your continued business and look forward to providing you with the strength, security, stability and excellent service that you’ve come to expect from us for years to come.
Yours sincerely,
Ralph Norris
Note:
1. Australian Banking & Finance Magazine
2. Money Magazine
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up
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http://www.zdnet.com.au/news/com ... ets-BankWest-bump/0,130061791,339292514,00.htm?feed=rss
CBA IT overhaul gets BankWest bump
Liam Tung, ZDNet.com.au
08 October 2008 11:37 AM
The Commonwealth Bank of Australia today said it would merge BankWest's technology platforms with its own as part of its planned $2.1 billion acquisition of the Western Australian bank.
"The BankWest integration will be aligned with and incorporated into our overall CBM [core banking modernisation] program," a CBA spokesperson told ZDNet.com.au. "We expect substantial system synergies upon alignment."
CBA listed streamlined support functions and a merged technology platform with its $580 million core banking replacement project as among the synergies to result from the deal, announced this morning.
The bank estimated the cost of integrating BankWest, including technology, transition and restructuring, at $330 million, with $220 million a year to eventually be shaved off its annual costs, including technology spending.
The 2007 financial year saw CBA spending $826 million on technology, which was around 12 per cent of its $7 billion operational costs.
The bank has not stated whether IT staff will be affected by the merger; however, it did outline BankWest's higher operation costs compared to its own.
The spokesperson said while it was too early to go into details of the IT integration, the bank expected the overall operating model to be developed over the coming months. They did not directly address a question about changes in IT staff headcount.
The merger will more than double the number of ATMs CBA has in Western Australia, with BankWest adding around 360 ATMs to CBA's existing network of 275 in Western Australia. An extra 5,000 staff will come with the acquisition, along with 148 retail branches and 28 business banking centres.
The future of the joint venture between Unisys and BankWest Unysis West could also be affected by the acquisition. The two companies had already been considering shutting the joint venture down, with BankWest planning to take its IT services back in-house.
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请教，CBA收购bankwest之后，bankwest还走高利息路线吗？
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Just saw the comm bank website, two logo icons are listed together now.
What will happened for next step?
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之前就收购了...可能新闻没放出来
这次WESTPAC BANK本来也很想收购BANK WEST的,不过刚刚收购了ST GEORGE,现在还没有完全消化.COMMONWEALTH用这么庞大的现金收购BANK WEST,看起来决心很大
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已经收购了，消息来源
http://www.commbank.com.au/about ... st-acquisition.aspx
The Commonwealth Bank of Australia (the Group) has acquired the Bank of Western Australia Limited (BankWest) and St Andrew’s Australia Pty Ltd (St Andrew’s) through the execution of a sale and purchase agreement with UK based HBOS plc.
Commonwealth Bank and BankWest branches and business centres in Western Australia will not be closing as a consequence of this acquisition, and both BankWest and Commonwealth Bank customers will be able to use each other’s ATMs without paying any additional fees once our systems allow.
据悉CBA仍将保留bankwest品牌
http://www.news.com.au/business/story/0,27753,24464419-462,00.html
The Commonwealth Bank said it would maintain and grow the BankWest brand after the takeover, and customers could make transactions at either's ATMs without penalty.
[ 本帖最后由 y12345678 于 2008-10-8 14:06 编辑 ]
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呵呵,zhengtao又回CBA了.
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哈哈哈
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给大家泼点冷水：
http://www.businessspectator.com.au/bs.nsf/Article/The-rush-for-capital-K7W2E?OpenDocument&src=sph
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这图= =。。。汗
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估计过一阵子要求版主把我CBA和Bankwest的帖子给合并了。
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分久必合，合久必分啊
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其实BankWest在WA的branch是非常非常之多的。只是现在把WA的架式搬到东部来了。
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不过一直在用BankWest，现在被CBA合并了。哎，郁闷。估计月费什么的都要来了。利息已经降下去了。
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有内部消息称（如果坛子里面有ANZ的同学，可以澄清），ANZ现金流越来越差，急需要注资，裁减门市部的人员。四大银行的地位就那么稳吗？至少ANZ和NAB都开始残喘了。NAB的海外业务一塌糊涂，ANZ经济危机没有来的时候，就因为ops prime，搞得要死，FY2008可是write off了将近4 billion的bad debt啊。
在存款保障和挤兑风险的情况下，一些$5,$10的费用，是多么的immaterial啊。那些用超高利息吸引存款的building society和credit union，也会同样拿这存款去赚取高风险和高回报的利息。
看好Westpac和St George的合并，他们业务都是比较稳健的为“人民服务”类型，看看Westpac坏账比例，跟ANZ和NAB相比，连个零头都没有到。哪怕是垄断，中国四大国有银行不也是垄断过来的嘛。做大了，做强了，就算危机来了，政府也不敢让你倒啊。
[ 本帖最后由 loushenghong 于 2008-11-2 14:04 编辑 ]
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不会吧...我的钱在ANZ. 怕怕...
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现在政府有选择的担保以后四大的钱是越来越多，挤兑风险基本没有啊。
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看过一片报道，关于澳洲各大银行的海外损失情况，好像统计数据是截至到9月底的，具体数目记得不是太清楚，大概是CBA 3,200 million, ANZ 3,200 million, NAB 2,200 million, Westpac 700 million, suncorp 900 million, St George 690 million.
具体数字星期一上班的时候查一下再回来通报大家。
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九月份的时候，跟ANZ亚洲一个高级经理谈过一次，九月初的时候，Mike Smith已经飞到中国去找CIC谈注资的事情了。。。
如果不是需要现金，至于么？
现在四大里面，ANZ估计是最难过的。。。
WBC是被90年代初的CHF Loan搞的元气大伤而且从此异常保守，这次算是没有伤筋动骨。。。
NAB。。。呵呵。。。我不知道他们在UK，US那边会怎么样。。。
四大不会倒，关键的时候政府会去救，但是倒那时候估计很可能四大就要变3大了。。。
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