为什么说它们是四大银行呢？
是不是说它们不会倒闭呢？
或是有政府管着它们？
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Commonwealth CBA
National Bank NAB
Westpac
ANZ
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再大的船也会翻，政府是保不了的，只不过相比小舢板，抗打击能力强而已。
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之所以有4大银行，是因为政府的 Four Pillars Policy
Quote from RBA:
An Australian Government policy that there should be no fewer than four major banks to maintain appropriate levels of competition in the banking sector.
不然其中两家可能早合并了。
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这个policy是什么意思？E文不好看不懂
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意思是说：为了保证合理程度的市场竞争，澳洲的主要银行的数量不能少于4家。 这个规则限制了4大中的任何两家相互兼并。保护消费者利益。
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谢谢，明白了！
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Australia does not have deposit insurance. So if these banks fail, you can only pray that the government may step in to cover some of your deposit.
EU and US all have some level of deposit insurance.
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I think the government now explicitly guarantee $20,000 per person per bank now.
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I think that is a "proposal" at the moment. any reference on its current status?
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Just did a bit of googling. You are right. It's currently still a proposal.
http://www.news.com.au/business/ ... 006-5013952,00.html
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