报上说他们的房贷最低,8.24,好像是个财务公司?找这种公司贷款日后有没有什么风险的?
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属于信用社、合作社性质的非营利机构。可以存款和贷款。
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再请问一下,找它贷款跟找银行相比,有什么额外的风险呢?
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风险和银行比要大一点。主要体现在它的融资成本要比银行高,所以在目前这样的情况下利息可能要高一点。但是它是非营利的所以去掉margin也就差不多。
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再谢。
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4 months ago
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