澳大利亚人房屋贷款公司(Aussie Home Loans)的研究表明,同性伴侣的房贷数量不断增加,女性伴侣更有可能联合起来买房。
调查显示,18财年55%的同性共同住房贷款是女性 - 高于2014财年的50%。此外,大约一半的同性联合贷款是已婚或事实婚姻(男性占59%,女性占45%)。
房贷也有性别差
数据发现,女性住房贷款平均比男性房贷贷款晚三年还清。女性平均需要41年还清房贷,男性则是38年。
男性的房贷额一般更高,男性联合贷款平均为337,182澳元,而女性联合贷款平均为316,405澳元。
Aussie Home Loans的首席执行官James Symond表示,“不幸的是,房屋贷款中男女之间存在明显的性别差距,我认为,根源在于始终难以消除的男女收入差。”
“我们的数据显示,单身男性客户的平均个人收入比单身女性高出17%,而男同比女同客户则高出12%。
Symond先生说:“显著的收入性别差是延迟女性进入房产市场的根本原因。”
男同联合投资贷款比例更高,而女同联合贷款主要是固定利息贷款。
研究发现,墨尔本和悉尼的内西区最受同性伴侣青睐。
“墨尔本的Yarraville,Craigieburn和Brunswick是澳大利亚女同房贷最多的区,而悉尼的Redfern,Surry Hills和Newtown则男同房贷最多。”
https://www.ratecity.com.au/home ... /sex-mortgages-rise
评论
FINANCIAL WELLBEING OF LGBTQI AUSTRALIA
• 74 per cent of LGBTQI Australians feel as though there are only some communities they would live in
• LGBTQI Australians are 28 per cent less likely to be home owner-occupiers than hetero Australians (42 per cent versus 59 per cent)
• Instead, they are 31 per cent more likely than their hetero counterparts to be renting (43 per cent versus 33 per cent)
• The average property value for an LGBTQI Australian is 15 per cent higher than a hetero Australian
• The average mortgage carried by an LGBTQI owner-occupier was 41 per cent higher than for other Australians
• The annual household income is 25 per cent or $22,389 higher for an LGBTQI household
• 32 per cent of LGBTQI Australians agree they earn more money and are richer than other Australians due to fewer family responsibilities
• 85 per cent of LGBTQI Australians believe financial products are designed for couples in traditional heterosexual relationships, with 70 per cent of hetero Australians agreeing
• 29 per cent of LGBTQI Australians have faced discrimination when dealing with a financial institution in Australia
• 56 per cent of transgender Australians have faced discrimination from financial institutions
• 90 per cent of transgender Australians are worried about being able to financially provide for themselves and their family
• 69 per cent of LGBTQI Australians believe they require a unique approach to ensure a level playing field with other Australians
Source: St George
评论
据说同性恋都很有钱都买好区
评论
我还琢磨什么是同性贷款,难道钞票还分同性异性
是不是“同性伴侣贷款数量增加”比较好?
评论
可以再细分一下贷款房屋的性质...
很多没有后续支出,两个人上班.支付能力和抗压能力都会很好.
很有可能是好的区域,外带不大的面积比较畅销
评论
三十多万的贷款两个人还40年?
澳洲中文论坛热点
- 悉尼部份城铁将封闭一年,华人区受影响!只能乘巴士(组图)
- 据《逐日电讯报》报导,从明年年中开始,因为从Bankstown和Sydenham的城铁将因Metro South West革新名目而
- 联邦政客们具有多少房产?
- 据本月早些时分报导,绿党副首领、参议员Mehreen Faruqi已获准在Port Macquarie联系其房产并建造三栋投资联