新西兰ZT:不错啦,12万和18万这些收入顶限还可以,就看
在新西兰
感觉要求不是很苛刻,还让出租房间。只是康嫂说还是有一半以上的人其实是买不起的,所以把收入顶限放那么高其实是不是只是在演戏,大家拭目以待。。。嘿嘿
KiwiBuild: Couples earning up to $180k will be able to buy homes
https://www.stuff.co.nz/national/politics/105203949/kiwibuild-couples-earning-up-to-180k-will-be-able-to-buy-homes
Couples earning up to $180,000 a year will be allowed to buy affordable KiwiBuild homes - as long as they live in them for at least three years.
The Government is unveiling on Wednesday who will be eligible to buy one of the 100,000 affordable KiwiBuild homes it is hoping to build over the next 10 years.
Documents released to Stuff show the criteria will include an income test - but one that will still allow 92 per cent of first home buyers to get into the scheme.
The income cap is $120,000 for a sole buyer or $180,000 for a couple.
The documentation spells out the main points of the criteria.
Both citizens and New Zealand permanent residents will be eligible.
The homes will be available to all first-home buyers and most "second-chancers" - usually people who go through a divorce and have lost property. Second-chancers must not have assets exceeding $120,000 in Auckland, $100,000 in most other cities, or $80,000 for the rest of New Zealand.
First-home buyers will not be subject to a financial asset test - they will simply need to be buying a first home.
The relatively high income cap will allow 92 per cent of first home buyers to be eligible, documentation from Housing Minister Phil Twyford's office shows.
Those who purchase a home will need to live in it for at least three years without selling it, but will be able to rent out spare rooms to flatmates.
Some purchasers will be able to sell the home within three years if special circumstances such as a death or serious illness occur - but they will need to apply for permission from the Government, who will consider each person on a case-by-case basis.
For the first years of the scheme, the homes will be balloted, meaning every eligible buyer who enters will have an equal chance of buying a home.
Potential buyers can register their interest online but will have to go through an eligibility check before being entered into the ballot.
.........
评论
18万家庭收入还买不起房子,简直就是笑话啦
评论
工党好像没少闹笑话,所以。。。
评论
我准备卖了房子去买
评论
嗯,看吧。过几年还有没有人去买都是个问题。
不管怎么说有KiwiBuild兜底还是不错的。
评论
没有限制是否是首次置业?
评论
有的,看一楼红色的部分
评论
It is a joke................. Even I can apply
评论
哦哦,没仔细看~~~~
评论
我估计如果他设置年收入太低,那些人还是买不起的。。。。
评论
我也这么考虑
乘市场还好的时候房子卖了, 然后排队等买可负担房。
评论
卖了都有记录,怕到时买不了,不就一场空了
评论
那就离婚。。。。。。。。。。。。哈哈哈 国内不是都这么干
评论
这里没有认贷和认购这么一说吧。
我房子都卖了,名下无房,应该就是首套购房者。。
是不是这样?
评论
工党拍脑袋出来一大堆很难执行管理的政策,最后纳税人得买单去执行。。。哈哈
评论
贷过款有过买卖记录的就不行了,kiwi saver是这么认定first home buyer的
评论
The homes will be available to all first-home buyers and most "second-chancers" - usually people who go through a divorce and have lost property. Second-chancers must not have assets exceeding $120,000 in Auckland, $100,000 in most other cities, or $80,000 for the rest of New Zealand.
这里认定的FIRST HOME BUYERS是不是所谓之前没有买过房的首套买家? SECOND-CHANCERS是不是之前有购房记录?是不是房子都卖了也不行?是不是得离婚。。。。???? SECOND CHANCER所谓不能永久超过12万的资产,资产是指什么?包括现金,股票。。。?还是不动产?
评论
就看老外对这细节的把握程度了,国内假离婚那真是默许的,明明知道是假得一B,10分钟办完
评论
那我没动用KIWISAVER, 也不行了?
评论
对啊,感情破裂离婚, 房子买好,感情复合,复婚。。
政府怎么判定假离婚啊。。。
国内薛之谦就是个典型案例。。。
评论
那可不是假离婚,法律上就是真的离了,只不过大家钻法律空子而已。
评论
因为没房感情破裂,因为买好房子了,感情就复合了,,哈哈, 很符合逻辑
评论
确实符合逻辑,鼓励大家离婚买房
评论
哈哈。。。hmmm。。。好像有个大漏洞哦。
是不是可以结婚,然后买一套先,接着买两套投资房,然后离婚,把廉价住房卖掉,分财产,然后一人再分一套投资房。最后每人再以单身的身份,各买一套廉价住房。。。然后=====》自己发挥想象力。。。娃哈哈
评论
我们这成水库论坛KIWI版了。。。
评论
每人手头有一套投资房,能算FIRST HOME BUYER?
好歹都得名下无房,各自申请经适房,申请好了,然后复婚。。。
评论
嗯,有头脑的人可以慢慢研究,肯定有什么漏洞可以钻,赶紧去捞一笔然后逃走。制定政策的人不会想得太周全的。。。嘿嘿
评论
漏洞肯定有, 小心政府秋后算账, 这里可不是国内。
要研究必须是完全合法,政府找不到你麻烦。。。哈哈
评论
漏洞,在还没有被堵上之前不都是合法的吗?要不应该就不能叫漏洞了。。。哈哈
评论
想买政府的低价房,不要动离婚的念头,不值。
并且那些房子的质量和邻居,也有不少地雷。